Merritt Outdoor Summer Adventures

Summer Adventure on Nicola Valley’s Lakes 

“Lake a day for as long as you stay”

Truly “a lake a day for as long as you stay” bodes well with Merritt outdoor summer adventures in the Nicola Valley. Whether you are looking for a Provincial inclusive campground or wanting a more rustic adventure, the Nicola Valley has it all. To begin with you may want to just pull off the beaten path and hitch your tent alongside a river. Or you may want to dive deep into the backwoods that only a 4×4 can reach. Another possibility for the Merritt BC adventurists is to kayak to a hidden private campsite. 

merritt summer adventures

Camping. Photo Tania Stewart.

merritt outdoor summer adventures

Our Camp for the summer. Photo Tom Reynolds.

Monck Park is a Merritt Outdoor Summer Adventure Destination

The 118 hectare Monck Provincial Park campground is located just outside of the community of Merritt on the shores of Nicola Lake. There are 120 campsites. These campgrounds provide a range of sites from powered campsites with water to bare tenting campsites with no services. Additionally you can bring your powerboat for tubing or skiing! Located 23km from Merritt BC and 62km from Kamloops BC, Nicola Lake is easily accessible.  Great for kayaking, fishing and boating.

Adventure outdoor Merritt BC.

Water skiing is a must. Photo by Robert Neill.

Adventure outdoor Merritt BC.

Like a Pro she is! Photo courtesy of Robert Neill.

Camping Adventure in the Summer in Merritt BC 

Whether you are wanting to just relax, swim, or just enjoy the outdoors…. or wanting to tube, water ski or just boat around, the Nicola Valley offers a wide range of camp grounds.  Be sure to check out all our campgrounds listed on our Experience Merritt website and what lakes allow speed boats, non-motorized or smaller trolling boats. 

Summer outdoor Merritt BC.

Nicola Lake. Photo by Tania Stewart.

Water Safety!

Firstly,  it is important to be safe when around water when enjoying Merritt outdoor summer adventures. Never underestimate the power of currents. A boater, swimmer or wader in open water can be swept away instantly. Always swim with a buddy never alone. Check weather conditions before venturing into the water. “Lifejackets are like seat belts – they only work if you wear them, and wear them properly.”  For further information go to Canadian Red Cross.

Summer outdoor Merritt BC

Photo courtesy of Robert Neill.

Summer outdoor Merritt BC.

Lake Island. Photo by Robert Neill.

A Lake A Day As Long As You Stay

Experiencing Nicola Valley during Spring and Summer months is truly breathtaking. Lundbom Lake located 15min out of Merritt attracts many campers every year. Besides it’s beauty, Lundbom offers  fishing, horseback riding, mountain biking, ATVing and camping. To read more about Lundbom read Julie Pollard’s blog about  Lundbom Lake 

Horseback riding at Lundbom. Photo by Tania Stewart.

Lundbom Lake Reflection

Evening at Lundbom.

Need Fishing Gear?

Did you forget your fishing tackle or your fishing license? No worries, Merritt has a few locations that supply top notch fishing lures and supplies. Finding the right fishing gear is easy in Merritt, BC.  Expert information on your ideal fishing spots and camping areas can be found in the below sporting stores. 

“I was told the three best places to get lures in Merritt and the Nicola Valley were from Ponderosa Sports , Gun Fishing located in Merritt. As well,  Lucky Bug Lures, is a BC produced lure which works magic in our waters.”  Melvina White.

 

Outdoor Summer Adventure around Merritt BC.

Kiss the Fish! Photo Tania Stewart.

 

Priceless memories. Photo courtesy of Tania Stewart.

Summer fun! Photo by Robert Neill.

Summer Outdoor Adventures in Merritt BC

With lakes as dark as coal and lakes as blue as the sea. Deep or not so deep. Warm lakes and some very cold. The Nicola Valley has over 200 hundred lakes to pick from. You may even spot a lake monster here and there as part of your Merritt outdoor summer adventures. 

Local lake monster? Photo from Tania Stewart.

Kentucky-Alleyne Provincial Park 

Kentucky-Alleyne Provincial Park is located just off Highway 5A between Merritt and Princeton. Ideal for families who want to enjoy these two pristine lakes. Also both lakes will amaze you with sparkling turquoise water that draw anglers from near and far. As well as, both lakes have hiking trails for avid hikers. For more information about these two lakes go to Kentucky-Alleyne Provincial Park.

Kayaking on Kentucky Lake. Photo from Tania Stewart.

Alleyne lake. Photo by Tania Stewart.

Paska Lake near Logan Lake BC 

It is a 45 minute drive north of Merritt to Paska Lake. The turn off to the lake on Hwy 97D between Lac Lejeune and Logan Lake. Furthermore, the lake’ campground  contains around 50 sites many with lake views. 

Paska Lake is just one of almost two hundred lakes that are within an hours drive from Merritt. This is one of the reasons I love living in Merritt.” Tom Reynolds.

Paska Lake

Paska Lake-Shirley Reynolds Photo

Breakfast at the camp

Tom Reynolds – Photo Credit: Shirley Reynolds

Summer Adventures on Nicola Valley’s Lakes 

Here is a few lake’s that you may be interested in for planning your next outdoor summer adventures in Merritt BC. Consider these lakes for summer fun like Garcia Lake, Marquart Lake, Hamilton Lake, Edna Lake, Mathew Lake, Morgan Lake, Roth Lake, Gwen Lake,  and Lily Lake.

Photo courtesy of Robert Neill.

Summer outdoor Merritt BC.

Photo courtesy of Robert Neill.

Wildlife Outdoors. Summer outdoor Merritt BC.

Most importantly, while in the backcountry,  we all need to take action and become “Bear Aware” more and more in Merritt BC. Notably, because our habit’s are contributing to the increase in bear conflicts. Once bears start equating humans with food, they are conditioned and lose their natural fear of us. Hence bear and human conflict.  The bear is put down and not rescued in many circumstances. Make sure you store all food in a safe area as well never leave food out overnight on stove or picnic tables. Lesson your footprint! 

Summer outdoor Merritt BC.

Mountain goat. Photo by Robert Neill

Summer outdoor Merritt BC.

Photo by Robert Neill

Picture Perfect Summer in Merritt BC

Don’t forget your camera. Always a lot of wildlife to capture with a snap of a finger. If you are lucky you may see a mountain goat too! At the same time bird watchers will experience the wide variety of bird species within there habitat. As a result the Nicola Valley can boast a wide range of bird species. Truly a bird watchers dream!

AdventureMerrittBC.

Nesting. Photo courtesy Tania Stewart.

Staycation Merritt BC.

Bald eagle. Photo Tania Stewart.

Hiking while Camping is Another Outdoor Summer Adventure

Albeit being on the lake is sublime. Taking a short or lengthy hike is truly paramount for exploring the region within the outdoors. Surrounding most lakes and rivers in the Nicola Valley are many hiking trails that are easily accessible. Trails that offer an easy hike or a more extreme hike that may be a day trip.  Surely, which ever trail you choose, the view will be breathtaking.

Photo courtesy of Robert Neill.

Photo courtesy of Robert Neill.

Family Fun Times in the Nicola Valley

Assuredly, nothing can compare with the fun and memories that the outdoors has on people. Getting down with nature with your family is something that is unique, bonding, and creating many future adventurists. To be sure we all want to preserve nature we make sure to leave as little footprint as we can.

Summer outdoor Merritt BC.

The gangs all here! Photo courtesy of Robert Neill.

Priceless memories for everyone! Picture by Tania Stewart.

As previously stated “Outdoor Summer Adventure” around Merritt BC. is truly an experience. Canadian summers are brief, every day is an adventure to enjoy. Tania Stewart.

Summer Adventure on Nicola Valley's Lakes.

Summer fun. Photo courtesy of Robert Neill.

Summer Adventure on Nicola Valley's Lakes.

Water skiing. Photo courtesy of Robert Neill.

 

Photo courtesy of Robert Neill.

Summer Adventure on Nicola Valley's Lakes.

What fun. Image by Robert Neill.

The big question to ask yourself when coming to the Nicola Valley is which lake are you going to explore? The Experience Nicola Valley blog and Experience Merritt website is a good place to start,” Greg Girard.

In Conclusion!

Truly a lake a day is Merritt’s slogan. Albeit staying for a few days or just having a staycation this is were you will find it.

Merritt Outdoor Summer Adventures

Nicola Valley is home to over 200+ lakes and endless adventures

***

Award Winning Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group

Hold My Beer – Aaron Pritchett 

Downtown Merritt Mural Walking Tour

“I Grew To Love Country Music Because Of The lyrics,” Aaron Pritchett

Hold My Beer –Aaron Pritchett country music artist  who was born on August 2, 1970 in Vancouver, British Columbia, Canada. By the same token, Aaron grew up and was raised in Kitimat, BC, Canada – a coastal community in the northwestern region of British Columbia.

Merritt BC Canada Murals

Aaron’s love of music didn’t start with country music. Growing up he would listen to the rock ‘n’ roll legends of his parents like Elvis, Sam Cooke, Smokey Robinson, The Miracles, Van Morrison, and James Brown. Correspondingly, as Aaron grew older, Canadian acts from the 1980’s, especially Bryan Adams, were a major influence as well. Consequently Pritchett’s single ‘DRIVE’ was co-written by Bryan Adams and British writer Phil Thornalley.

“Def Lepperd, AC/DC, bands like that; they are all a big part of the rockier licks I use in my songs today. I grew to love country music because of the lyrics . The songs are all about true life experiences.” Aaron Pritchett

Merritt BC Murals

Aaron Pritchett – Featured artists of Merritt BC Murals

Embarking On The Touring Scene

Aaron Pritchett started his career as a DJ at Rooster’s Country Cabaret in Pitt Meadows, BC. As a result of his DJ career, he also played in a house band throughout BC and Alberta playing cover tunes.

Hold My Beer – Aaron Pritchett’s Big Break

In 2001 everything changed for Aaron.  In short he entered a singing contest called “Project Discovery” sponsored by CMT (Country Music Television). Most importantly Aaron won $10,000 in cash, and a professional music video directed by internationally acclaimed director, Steven Goldmann.

Aaron put his winnings towards recording his first album “Consider This”. The title track from the album was co-written by Pritchett and BC country music legend Rick Tippe. Soon after, he got to record three songs with one of Canada’s top producers, Tom McKillip. In short, it was then, when Aaron Pritchett won the Project Discovery Talent Contest, at the Canadian Country Music Awards, he started receiving national recognition and attention.

Aaron Pritchett on the wall

Melvina White (Experience Nicola Valley) / Mural Painted by Michelle Loughery

Country Music Charts Recognizes Aaron Pritchett

Pritchett was now on a roll with some of his songs climbing to the top of the charts. Songs like Hold My Beer. As a result his success continued to grow with the release of his next albums – “Something Going On Here” in 2003 and “Big Wheel” in 2006. During this period of Aaron’s country music career he toured promoting his albums to his growing fan base.

“Combine humble, driven, talented, great songwriter and a focused artist together and you have Aaron Pritchett.”

Hold My Beer – Aaron Pritchett Merritt BC Murals Connection

Merritt, British Columbia, Canada has played a big roll in Aaron’s career. Not to mention Aaron has played a big roll in building Merritt’s country music brand. For instance, Aaron Pritchett was a regular attraction over the 17 years of the Merritt Mountain Music Festival (now the Rockin’ River Country Music Fest). His debut performance at the festival was on the “The Little Big Stage” in 1993.

Pritchett said, “the times I performed in Merritt were quite an experience”.

Hold My Beer – Aaron Pritchett Winning Single

Winning Independent Male Artist of the Year at the CCMA’s in 2004 and then Songwriter of the Year in 2007 put Aaron on the country music map. His winning single ‘Hold My Beer’ was not the song Aaron and his co-writers thought would ever make it big. Were they surprised.

Signed To The Record Label 

604 Records, the production company of Nickelback’s Chad Kroeger, signed Aaron Pritchett to a label in 2008. Soon after, the “Thankful” album was released on September 9, 2008. Aaron promoted this album on a tour of Western Canada with Toby Keith and Jessie Farrel.

Aaron released his next album “In the Driver’s Seat” on November 9, 2010, under his own record label Decibel Music. Pritchett’s first greatest hits album, “Body of Work: A Collection of Hits”, was released on May 12, 2015 under Big Star Recordings.

In June 2016, Pritchett released the album “The Score”.  Moreover, the title commemorated his 20th year recording and the anniversary of his first album . The lead off single “Dirt Road In Em” went on to become #6 on the country music charts and was earmarked as a comeback single in Pritchett’s career. The second release from the album, “Out Of The Blue” followed suit reaching #9 on the charts. The release of “When A Momma’s Boy Meets A Daddy’s Girl”, climbed the charts and sat at #10 on the Canada Country Billboard for 8 weeks. Because of the results of Aaron’s efforts he was nominated in 2017 for Country Album of the Year at the Juno Awards.

The Country Music Team

Aaron is often heard praising his team for all his success. In addition Aaron credits his success, in the early part of his career, to Country Music Television and radio airplay. In addition, Aaron credits each and every fan that has supported him along the way. An early highlight of his career, was playing for an audience of 20,000 people in Ontario, Canada and listening to them singing along with his songs. 

“Without a team it is impossible to reach your goals.” Aaron Pritchett

Above all Aaron credits industry icon Heather Ostertag for much of his success. Heather is the Past President of FACTOR, Past President of the CMAO and owner of Heather Ostertag and Associates.

“Without Heather, many aspects of my career would never have happened. She has been a major supporter, a strong mentor and one of my best friends to this day. I thank her from the bottom of my heart for believing in me.” Aaron Pritchett

Merritt BC Murals Selfie Photo

Recognition as a Canadian Country Music Artist

To sum it up nicely, Aaron is considered, one of Canada’s favorite entertainers and all around good guy. Firstly, he has been honored with multiple Canadian Country Music Association, Juno and British Columbia Music Association nominations and awards. Secondly, some of the hardware he has taken home include Independent Male Artist, Independent Song, Entertainer, Male Artist, Album and Group of the Year Awards.

Aaron Pritchett has earned his title as one of Canada’s most energetic and electrifying entertainers in the industry. Most importantly, to all of us here in Merritt BC, Aaron has been a staunch supporter of The Merritt Walk of Stars, The Merritt Mural Project and The Canadian Country Music Hall of Fame.

Merritt Walk Of Stars

Hundred’s of International and National Country Music Artists have performed at the annual Merritt Mountain Music Festival over the 17 years of the festival. As a result, those stars left their mark permanently in Merritt BC by creating hand prints (or, in one case, footprints) accompanied by signatures. Therefore, each  artist print is encased in concrete stars.

In 2003, those hand prints became the motivation behind the Merritt Walk of Stars – a self guided walking tour throughout the community . More importantly, the project helped solidify Merritt BC, Canada, as the Country Music Capital of Canada. Today, more than 100 bronze stars are located in plaques throughout the community. Aaron Pritchett created his star in 2004.

“It is huge to get a star,” he said. “It a real honour to be among the artists who have made stars in Merritt. As well as be recognized among some of the names that are included, in The Walk of Stars.”

Hold My Beer – Aaron Pritchett On The Merritt Mural Walking Tour

The Merritt Mural Project was created in 2005. The Merritt BC Murals is part of a successful program called, the “Merritt Youth Mural Project”. A project designed for working with local young artists and “ youth at risk”. Merritt Murals were painted by muralist Michelle Loughery. These beautiful works of art can be seen all over downtown Merritt BC.

Therefore, as a result, not only did the program serve to enrich our society, but it helped to transform Merritt BC, Canada into the largest outdoor country music art gallery you’ll ever visit. Subsequently, Aaron had his mural painted and sits on the wall of City Furniture on Voght street in Downtown Merritt, BC.

Canadian Country Music Hall of Fame

Country Music Capital of Canada

Merritt, BC Canada has its own history of cowboys, cattle ranches and country experiences. Country music is a part of the heritage and country lifestyle of Merritt, BC, Canada. Because Merritt has hosted an annual Country Music Festival for many years, it consequently became branded as the Country Music Capital of Canada. There was a short festival hiatus from 2012 to 2014. As a result Rockin River Music Festival took over the festival in 2015 and, since then, every August long weekend people come to Merritt for some top quality country music.

Canadian Country Music Hall of Fame

The Canadian Country Music Hall Of Fame opened in Merritt, BC Canada in 2009. However, in 2012, it became an arm of the Canadian Country Music Heritage Society in order to create a venue to display artifacts related to the inductees of the Canadian Country Music Hall of Fame. As a result, in 2018, there is a total of 139 inductees in the Merritt Hall of Fame.

The Canadian Country Music Hall of Fame is located in Downtown Merritt, BC, Canada on 2025 Quilchena Avenue. Moreover, make the effort to visit the Canadian Country Music Hall Of Fame and enjoy their  displays of your favorite artist inductees.

In conclusion make the Canadian Country Music Hall of Fame your starting point for your visit to Merritt, British Columbia, Canada. In addition please visit our downtown coffee shops, restaurants and local shops for a unique shopping experience.

Moreover, say hi to Aaron on social media and let him know you met him here on Experience Nicola Valley. Further more, Aaron can be found on Facebook, Twitter and Instagram. Don’t forget to send us a selfie of you with his mural too.

Hold My Beer by Aaron Pritchett

Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group

NEWS RELEASE

 

 

Merritt & Nicola Valley Destination Marketing Society
Release #012

For Immediate Release

March 15, 2021

Tourism Nicola Valley community tourism initiative wins International and Provincial awards in the same week

Merritt, BC – Last week was a remarkable one for Tourism Nicola Valley. The independent destination marketing society was recognized twice for its innovative digital tourism marketing program, “Experience Nicola Valley”.

2021 Canada Prestige Award for the ‘Marketing Program of the Year”

United Kingdom based magazine Corporate Live Wire announced on March 10th that out of the thousands of nominations received, Tourism Nicola Valley won the 2021 Canada Prestige Award for the ‘Marketing Program of the Year”. With a global audience numbering in the millions, Corporate Live Wire provides business professionals with in-depth content on business trends in industries such as Technology, Healthcare, Energy and Tourism. The annual Prestige Awards recognize small and medium-sized businesses from around the world that have proven the best in their market over the last 12 months.

tourism nicola valley award

Corporate Live Wire Project Manager, Tom Avon explained the reason Tourism Nicola Valley received the award this year was because “[i]n a relatively short space of time [Tourism Nicola Valley] has clearly created something unique in the market that is making a big difference to people in the community. The program is both informative and educational and really helps put a focus on local businesses and what they do well. There is no question [that] the program will encourage more to visit the region. We are very pleased to recognize [this] hard work.”

2021 BC Economic Development Association Community Project Award

Shortly afterwards on March 11th Tourism Nicola Valley received the news that it won the annual BC Economic Development Association Community Project Award for the “Experience Nicola Valley” program. The British Columbia Economic Development Association (BCEDA) and FortisBC teamed up this year to announce the winners of the 2021 BC Economic Development Awards. This BCEDA Community Project Award recognizes an organization that has implemented various economic development initiatives that provide economic benefits to a community or region.

bceda award tourism nicola valley

According to Dale Wheeldon, BCEDA President and CEO, “the BCEDA has given these awards to individuals and groups who have dedicated their time to community-based economic development. These awards recognize BCEDA members’ outstanding work in supporting their local economies, and making a meaningful difference in their communities.”

Tourism Nicola Valley Award Winning Program

Launched in 2018, the Experience Nicola Valley project is part of a larger tourism marketing initiative developed by Greg and Colin Girard of eh Canada Marketing Group. The “Experience Community Marketing Revitalization Program” is a community driven authentic content marketing program specifically designed for rural and small communities. The program consists of three interactive “real time” content marketing platforms and an extensive ongoing training program including: an interactive community website on a national platform; a blogsite created by the community; and a live weekly Talk Show that features local businesses and organizations.

While the program has been a huge asset for Merritt, British Columbia, Canada and the Nicola Valley since it launched, it has proven to be an even bigger one over the past year as the community deals with the negative effects of COVID-19.

Tourism has been basically shut down for the past year”, says Melvina White, Vice President of Tourism Nicola Valley. “The Experience Nicola Valley program has kept the community alive by providing a platform for locals to share their stories about the region with people from around the world’.

QUOTES:

“Fantastic news to learn that the Merritt and Nicola Valley Destination Marketing Society has been recognized nationally and provincially for their innovative Experience Nicola Valley Program. This economic development and tourism initiative has created many positive experiences and results in our community. Thank you goes out to all who play a part in this authentic, and, obviously successful, program.” Manuel Olguin, Community Futures Nicola Valley.

“I would like to offer my congratulations to the Merritt and Nicola Valley Destination Marketing Society better known as Tourism Nicola Valley for winning not one but two prestigious awards this past week. The team has been working very hard promoting tourism for Merritt and the Nicola Valley and their efforts have paid off big time with some amazing peer recognition locally from the BC Economic Development Association and from as far away as the United Kingdom and Australia. Their Experience Nicola Valley Program has included everything from the large four-season signs on the highway at the entrances to Merritt all the way to the very successful blogging post they do. Great work team; the awards are well deserved.” Tony Luck, Merritt City Councillor.

“Time, staff, skills and funding has, for as long as I can remember, been a challenge faced by many a small and rural community in Canada when it comes to marketing and growing their brand. Hence, why we developed the “Experience Community Program” specifically designed for small towns. It is an authentic and customizable proven program which we plan on replicating in as many communities as possible,” Greg Girard Co-Bro Founder of EH? Canada Marketing Group.

TO LEARN MORE:

Experience Nicola Valley: www.experiencenicolavalley.com

Corporate Live Wire Prestige Awards: https://corporatelivewire.com/awards.html?award=174

BC Economic Development Association Professional Awards: https://www.bceda.ca/professional_awards.php

eh Canada Travel: https://www.ehcanadatravel.com

For more information or to arrange an interview, please contact:

Melvina White, Vice President Tourism Nicola Valley – melvinawhite2@gmail.com

Greg Girard, Vice President eh Canada Marketing Group – media@ehcanadatravel.com

 

– end –

Okanagan Circle Tours from Merritt BC

Similkimeen Okanagan Road Tripping – Part Two

One of many tours starting from the Nicola Valley

 

Okanagan Circle Tours – In my last blog I was talking about circle tours from Merritt, BC, in particular from Merritt to Princeton and then onto the Okanagan. The first part of the journey was from Merritt, BC to Princeton, BC, Canada.  While this trip is fun any time of the year the best period would be early to mid August.

On the Road Again – Okanagan Circle Tours From Merritt, BC

When you leave Princeton you want to head out on Highway 3 going east towards Penticton.  This is a gorgeous part of the trip as you follow the beautiful Similkimeen River.  While there are many points of interest along this route I will be only mentioning a few since this is only a two day tour.  

 

Our first point of interest is Hedley, BC, home of the Mascot Gold Mine.   The mine was closed in the mid twentieth century but was turned into a tourist attraction by the Province and the local first nations people.  Unfortunately the tours ended in 2018.  Despite not being able to take tours  anymore it is still impressive to see the structures that were put in place to mine the side of a mountain.

Mascot Gold Mine

Mascot Gold Mine

Stop #2-Circle Tours From Merritt, BC

While there are many choices to stop for lunch, one of my favourites is Bromley Rock Provincial Park.  This is a perfect spot for a picnic.  As well as  a great lunch venue you could also take a dip in the river.

Bromley Rock Provincial Park

Bromley Provincial Park

Keremeos-The Fruit Stand Capital of Canada.

Keremeos is the last stop in the Similkimeen Valley on our Okanagan Circle Tour from Merritt, BC.  Most of the fruit stands in Keremeos  are the traditional type where the stands are selling fruit from their own farms which is not always the case in other areas of the Province. For example, in August you can get the best peaches because they come from the orchards behind the fruit stands.

 

keremeos fruit stand

Keremeos Fruit Stand

While fruit is the main claim to fame for Keremeos, the Cathedral Lake Lodge is a must see.  Unfortunately you won’t have time on this trip but do book mark it for another time.  The alpine hiking is inspiring.  As well there is plenty of time to do simpler things like reading your book in a comfy chair by the lake.

Cathedral Lakes reading spot

Cathedral Lakes reading spot

Penticton is next on our circle tour from Merritt, BC

Hopefully y0u have timed your trip so that you leave Keremeos by 4:30 or 5:00 so that you can make Penticton by early evening.  You will need to book a hotel for one night.  The more expensive ones are on Okanagan lake while more reasonable accommodation can be had near Skaha Lake.  

After you settle in you will want a bite to eat.  While they have all the fast food choices the Hooded Merganser is a spectacular place to eat.  While it is on the pricier side of things its location on the lake cannot be beat.  Otherwise you may want to try a winery on the Naramata Bench.  We’ve actually eaten at the Hillside Winery where we had an experience we will never forget.

Hillside Winery

Hillside Winery

When we arrived it was a beautiful evening.  However, the wind started to pick up and the clouds began rolling in.  At this point many of the diners left the patio to go inside, but not us.  The temperature was dropping and the waiters brought us blankets. The rain began in earnest but we were protected by a roof. We became the only patrons left on the rooftop patio.  As if the wind and rain weren’t enough along came thunder and lightening.  It was truly spectacular.  By the way, the meal was great.

Day 2 starts in Penticton.

You’ll want to be up early because this will be another fun filled day.  There are so many fun things to do from having a lazy beach day, winery tours, shopping and my favourite, tubing the canal.

For wineries the Naramata Bench provides 19 wineries in very close proximity to each other.  For shopping you will want to take in the mom and pop shops on Main Street. As well you will want to visit the funky galleries on Front Street.

Finally I do recommend the tubing.  If you didn’t bring one you can rent one at Coyote Cruises which opens at 11:00 AM.  Allow three hours for the trip and 1/2 bus trip back.

Floating the canal

Floating the canal

Next stop on our circle tour from Merritt, BC is Summerland.

Summerland is split by Highway 97 with the commercial section on the west side of the road and the beach area down the hill on the other side of the street.  One of the main attractions is the steam train.  You have to be careful though because you might get robbed by bandits on horse back!  You need reservations and you may not get on board if you arrive too late from Penticton.

Steam Train

Steam Train

However not all is lost as downtown Summerland has some great unique stores in downtown.

Our Final Stop on our tour- Peachland

You have to plan your arrival in Peachland at dinner time because you will want to have the best dining experience in the whole Okanagan at the Gasthaus on the Lake Restaurant.

Whether you choose to sit on the beautiful patio with its flowers and trees or in the Bavarian style of the restaurant you will be impressed.  The food and service is also great.  As the last thing to do on this trip you will want to take in an Okanagan sunset,  Peachland has a stunning walk way that travels from one end of the village to the other.  Also there are many scenic spots to stop and take in the surroundings.  All in all this is a great way to end your trip as you prepare to head back to Merritt, BC

 

Peachland waterfront

Peachland waterfront

This Tour Ends

While this tour ended it is obvious that Merritt is a great place to use as a base camp for circle tours.  After all there are eight roads leading into and out of Merritt.

Okanagan Circle Tours from Merritt BC

Similkimeen Okanagan-Part Two

 

Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group

Street Art in Merritt BC

Nicola Valley Arts Gallery Show “Street Art”, first show in 2021

Street Art is visual art created in public locations for public visibility.

Street Art Merritt BC

Merritt BC Street Art Show

Street art in Merritt BC just got a boost with the Art Show. For the last two weeks of January 2021 the community of Merritt and the Nicola Valley were invited to submit designs they thought would make good street art.

We collected over 40 pieces of art for us to consider for a street art project coming up. The City of Merritt, with their Beautification program, is working with the Nicola Valley Community Arts Council to bring art to the streets and buildings in Merritt.

Merritt is already known as a mural town.

Most of our murals have a country music theme.

We want to bring a variety of focuses, mediums, and sizes of street art to our community. So our art call out asked for designs and depictions of plants and animals common in our area, of humour, information/word art, abstracts…

Our Art Show was a good way to collect what people already have or was created especially for public art ideas. And it also allowed the public to come in and have an opinion on what they thought would make great street art in Merritt BC.

We have artists who’s art have already made it to the streets in Merritt and other towns, like Joel Reid.

Street Art Joel Reid

Joel Reid Street Artist

Our show consisted of paintings, sketches, mosaics, carvings, and photos.

Street Art Carving

Pat Tombe Carving Design

We talked about the process of turning the art into a design, small to large. And who would do it. It’ll take a team!

After we know the  possible spaces for designs and get the kinks worked out, then a group of volunteers from the NVCAC will get started on turning these ideas into a reality.  

We hope to have street art several projects completed this year. That’s the plan. And then locals and visitors can enjoy art around them when they are downtown in our community.

Street Art Mosaics

Ellen Miller Mosaics

We want the public art designs to have a wide appeal.

From the look of the art work we had in our show, the designs will appeal to a lot of people. From flowers to mandalas, from stepping stones to powwow scenes, there’s lots to choose from!

Street Art in Merritt BC from Indigenous artist Leonard George

Street Art Leonard George

Leonard George Mural Artist

Our Art Show visitors had a great response to a long and dynamic piece brought in by long time local Indigenous artist, Leonard George. We are hoping to get a space for a mural by Leonard soon, so his work can be a showpiece for the community.

Thanks to all artists and creatives!

Thanks to all who contributed art, and to all our visitors who came by the Gallery! The NV Arts Gallery and Gift Shop has now been in its new location, 2051 Voght Street, for four months! It’s a bright, accessible space.

And “Street Art” was a bright and colourful Art Show…

Street Art in Merritt

Phyllis Laage Street Art

Next show at our Gallery? “Art of Covid”! 

What have the members of our Nicola Valley community been doing over the last year of Covid, to keep their creativity alive?

The submissions are starting to come in…

Hope to see you there! February 3 – March 8/2021

Covid Protocols in place…

And read about our fall move to 2051 Voght Street, beside Kekuli Cafe.

Jano Howarth, Arts Gallery Director

Express Yourself!

Nicola Valley Arts Council

Get in touch! nicolavalleyartsgallery@gmail.com

Street Art in Merritt BC

Twin Willows Street Art Poster, Nicola Valley Arts Gallery

 

Artisans in Merritt

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Outdoor Winter Activities

Adventures for the Family in the Nicola Valley

Winter activities enjoyed by all 

We in the Nicola Valley enjoy our outdoor winter activities despite the dark colder days of winter. Albeit, Canadian winter’s can be long and enduring. Although with a bit of incentive everyone can enjoy a winter day like no other.  Beating the winter blues with outdoor winter activities in the Nicola Valley.

Winter Outdoor Activities

Nicola Valley. Photo by Tania Stewart.

Outdoor Winter Activities Like Footprint Tag

Play tag as you normally would…but stepping only in others’ footprints. It should be noted to not have Bigfoot play with you. A slight size advantage there right? As a night time game, we would suggest using glow sticks or flashlights so it makes it even more challenging and interesting. 

Foot print tag. Photo courtesy of Sheldon Quewezance.

Night time tag or hide n seek! Photo by Tania Stewart.

Golfing in the Winter Snow 

Snow golf anyone? Take some time to smooth out a fairway and a green. Take an open can and plant it in the snow. This becomes the whole in one shot! Make sure to color your golf balls and tee’s. Truly easier to find in the snow. Indeed this is how we do golfing during Canadian Winters.

Winter Bocce Ball 

Bocce ball Covid style. Say what! How cool is this to play in the snow.  Bocce ball sets can be found at local Canadian Tire. Truly a ton of laughter will be heard.  

merrittBC

Bocce Ball.

Outdoor Curling Rink?

Due to Covid19 many avid curlers are without a rink to go to. Build a rink in your own back yard or on a lake. Come together as a family and throw some rocks. Good time safe bubble sport with social distancing. 

outdoorwinteractivities.

Outdoor curling rink. Photo courtesy of Pixel.

Other Winter Outdoor Activities

Go on a winter photo scavenger hunt.  This is how you start. Take a picture of an outside recognizable feature. Within the agreed radius. Each participant sends picture to all participants and the hunt is on to locate feature. Clearly it could be a tree or a street name, or even a snowman down the road. Importantly it is an outdoor adventure that is full of fun. Furthermore this winter outdoor activity could include you community. Social distancing while connecting and having fun. Winner’s photo will be shared on social media. 

Winter Outdoor Activities.

Scavenger Hunt. Photo by Tania Stewart.

Merrittwinteractivities.

Winter Games. Photo by Tania Stewart.

Outdoor Winter Activities for the Whole Family in the Nicola Valley.

Build a snowman or snow fort. How about a snowball fun fight? Round up your neighbors and have a friendly winter competition. Divide and conquer. Snowball fight bring it on! Follow up the fun with a creamy hot chocolate and a backyard winter BBQ.  

 

Feeling Artistic?

Host a snow sculpture competition within your neighborhood. Firstly find some  judges. Snowmen consist of three large snowballs of different sizes with some additional goodies for facial and other features. Common accessories include branches for arms and a rudimentary smiley face, with a carrot used for a nose. Clothing, such as a hat or scarf, may also be included for all!​

Winter Beauty is ours to enjoy! Photo from Tania Stewart.

More Outdoor Winter Activities

Ice fishing is considered one of the most recognized  Canadian winter activities. While some fishermen prefer to stay out in the open, most prefer a shelter.  Equally some people like to go big with luxury fish shacks that have heaters, stoves, beds and even T.V’s. My idea of ice fishing! Experience ice fishing in the Nicola Valley.

Ice Fishing

Ice Fishing Nicola Valley.

merritt ice fishing

Enjoy the solitude ice fishing in the Nicola Valley. Photo by Greg Girard.

There are numerous small lakes that are pure gems for ice fishing enthusiasts. Connect with the great outdoors and spend quality time with friends and family while on your Nicola Valley Ice Fishing Adventure. Safety first when you head out on the ice.

Ice skating and Pond Hockey.

Ice skating is truly a Canadian winter activity. Whether being a backyard rink or a frozen pond. Many Canadians can proudly say they spent many a winter days learning to skate and play on outdoor rinks. Apart from the usual sport, how about elevating it. Alternatively adding “Bowling” into pond skating. Set up some pin’s and bowl with skates on. Keep score and have a bawl with this. 

Merritt Cross Country Skiing 

Truly  cross-country skiing is one of the best ways to enjoy a crisp winter day. The Nicola Valley offer’s superb trails. Cross country skiing in the Nicola Valley starts and ends on the Kane Valley xc ski trails. With over  50 kilometers of groomed trails ideal for wilderness Nordic skiing. Consequently, the trails are well marked with signage, decorated with shelters (warming huts) and there are washrooms on site too.

merritt cross country skiing - kane valley

Cross country skiing on the Kane Valley Trails. Photo by Greg Girard

“First of all remember these 2 words – Kane Valley. That is all you have to do to get your next xc ski fix in the Nicola Valley.” Greg Girard.

Additionally, there is also sledding, snow tubing, snowshoeing, fat biking and winter hiking, as well as, stargazing. Merritt BC offers some of the best stargazing without big city light pollution. Truly ideal to stargaze. Each year the Merritt Astronomical Society hosts a large and roomy Star Party.  

Perfect Stargazing outside Merritt BC.

Snowshoeing 

Snowshoeing is the new winter hiking. Utilizing and exploring the same summer trails. Equally provides a winter perspective to the scenery. Lastly, snowshoeing trails are available in the Kane Valley region of the Nicola Valley. Plan a day picnic while  snowshoeing within Merritt’s beautiful backcountry. 

merritt snowshoeing

What a great day to go winter snowshoeing in Merritt. Photo by Pixel Bay

While there is always “Skijoring”

Skijoring,  is a winter sport that originates in Scandinavia, where it has been practiced for centuries. Laplander’s skied on Nordic skis holding the reins attached to reindeer. Subsequently by the mid 1950’s, skijoring found its way to North America. This time ranchers would attach a long rope to the saddle horn while being pulled on ski’s down a straight-away. Important to note the rider determines the pace and route for the skijoring adventure, while the skier attempts to hold on. Extreme maybe? Fun is what I  would say!

Horse Skiing. Photo “YouTube”

 
In Conclusion it is “Fun”

Despite the dark colder days. Nerveless we can all enjoy outdoor winter activities, especially when living in the Nicola Valley. Albeit Canadian winter’s can be long and enduring. Although with a bit of incentive everyone can enjoy a winter day like no other. Who is to say we can not enjoy summer activities during winter months. Playing summer games during the winter months can be hilarious as well as a lot of fun.  Ideally the point is to get outside with family and friends and have a lot of fun with a barrel full of laughs. And if feeling really brave try out Big Foot tracking. Enjoy all activities outdoors during our winter months in the Nicola Valley.

Winter Outdoor Activities.

Big Foot Tracking in the Nicola Valley. Photo Tania Stewart.

Merritt, BC, Canada

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Circle Tours from Merritt BC

Similkimeen Okanagan-Part One

One of many tours starting from the Nicola Valley

 

There are many circle tours from Merritt, BC because of its location.  Incidentally, there are four highways that pass through Merritt which gives you eight directions to go in.  The length of the tours depends on what you want to see and do.  For example, one of my favourite trips is from Merritt to Princeton, then to Penticton, Summerland, Peachland and then back home.

The American Plan

If you use the American Plan you can do this tour in one day.  The American Plan you say?  Actually this is my own interpretation of an American Tourist based on an incident I witnessed at Cathedral Grove in MacMillan Provincial Park on Vancouver Island.  Believe it or not while we were there an American family pulled up in front of  the large Cedar tree that is a feature of the park.  They all stood in front of the tree, had their picture taken and were off.  Needless to say this is probably not how you want to experience the park but if you are in a hurray I guess it works.  I  don’t know if the American Plan is a “thing”.

Planning Circle Tours from Merritt BC

Any way, the tour I am reporting on consists of about four to five hours of driving time and you then need to consider the time you want to spend in each area. For example, if you intend to spend two hours in the four main centres you are looking at an additional eights hours and your day will consume upwards of thirteen hours.  As you can see this is probably too much to do in one day.

The First Leg-Circle Tours from Merritt BC to Princeton

The first leg of the journey is about one and a half hours as you leave Merritt on Highway 97c, commonly known as the Okanagan Connector.  Some of things along this route you will want to come back to explore are the Corbett Lake Lodge, Kane Valley, Laurie Guichon Grasslands interpretive Site and Lundbom Lake.

Circle tours from merritt bc  - great rainbow trout

Fishing at Corbett Lake

At the junction of Highway 97c and highway 5A you turn right to make your way to Princeton.  The area around Aspen Grove has some great fishing lakes.  However, if you’re more into kayaking this is a great area.  Further along the road is the turn that leads to Kentucky-Alleyne Provincial Park.  Unfortunately you won’t have time to stop there if you want to complete this tour in a timely manner.  In fact you should put this on your list of things to see when you return to the area.

Lake Near Aspen Grove

Lake Near Aspen Grove

Kentucky Lake Hike

Kentucky Lake Hike

 

 

 

 

 

 

 

 

 

This leg of the trip is beautiful as you pass numerous lakes surrounded by the hills.  additionally, one of these lakes is the entrance to the AP Guest Ranch.  Yet another point of interest to return to.

AP Guest Ranch Circle Tours from Merritt BC

Experience Nicola Valley Bloggers visit AP Guest Ranch

While there are several other lakes along the way, the province has established a Provincial Park at Allison Lake.  On the one side of the highway is the campground and on the other side is the day use area.  This is a nice spot for a refreshment break.

BCThe Town of Princeton is upgrading its look

After leaving Allison Lake you will arrive at the Town of Princeton.  Collectively this is one of the four towns I recommend stopping at on this circle tour from Merritt, BC.  In recent years the town has taken to upgrading its appearance.  As you can see in the picture below they have added a very attractive gateway,

Princeton Circle Tours from Merritt BC

Princeton Entrance

As well as City initiatives, the businesses are also getting into the act upgrading their store fronts.

Ulpgraded Facade

Upgraded façade

By the way, this is where we ate lunch.  As a matter of fact, the food was really good as the ingredients were all local when possible.  After you eat you can explore the downtown shopping with some quaint shops you won’t find any where else.

Other Activities in Princeton.

Of the many things to do in Princeton I like to walk the part of the Trans Canada Trail (now called The Great Trail) that goes trough town along the Similkimeen River.  They have built a cool pedestrian bridge that crosses the river.

 

Pedestrian bridge

More of the Circle tour from Merritt, BC to come

This part of the tour would take up about four hours at a minimum.  However, you can shorten the time and plan to return another day.  The next leg of the journey is up the Similkimeen Valley to Penticton.  Hopefully, you will stay tuned for the next blog on the rest of this Circle Tour from Merritt, BC.

Circle Tours from Merritt BC

Similkimeen Okanagan-Part One

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“Santa Claus” and Christmas in Merritt BC

A Nicola Valley Christmas with Santa from the North Pole

“Twas the Night Before Christmas and all through Merritt …”

Christmas in Merritt BC Canada is coming up and Santa Claus is busy looking over his naughty & nice list in preparation for the big night. It has truly proven to be a very difficult year for keeping off the Naughty List too. Therefore Santa is checking it twice to find out who has been naughty or nice. In doing so, Santa was very pleased with the children of the Nicola Valley, as well as, the Experience Nicola Valley Bloggers in their efforts of bringing good cheer into the homes of Merrittonians throughout the year.  

Christmas in Merritt BC

Santa checking the Naughty and Nice List twice from Santa’s Village in the North Pole

Mrs. Claus started Christmas in Merritt BC 

Christmas in Merritt BC started with Mrs. Claus accompanied by some poking and prodding from the Elves. One night talking with Santa, Mrs Claus was sharing some of the things she was reading about in the letters from Nicola Valley children. Meanwhile, the snickering Elves nearby hanging the Reindeer stockings were encouraging Mrs. Claus to take a Nicola Valley vacation. So she looked it up on ExperienceMerritt.com to learn more. She was hooked. 

Mrs. Claus Pays It Forward 

Mrs. Claus wanted to get a positive feel for Christmas in Merritt BC Canada. So she visited  the “Walk of Stars”, the Downtown Shops and some of the children, who are now adults, operating small businesses in Merritt during Covid 19. On her list was Blacks’ Pharmacy, Miss Vicki’s Petal and Plants, Planet Hair and Spa, Community Futures Nicola Valley and the City of Merritt Mayor, Linda Brown. 

Christmas in Merritt BC Must Go On

The Elves, the reindeer, Santa and Mrs. Claus all realize first hand how the children miss meeting with Santa Claus due to Covid19. Because of the pandemic Santa could not do his annual rounds visiting all the children throughout the world. Santa decided, based on the feedback from Mrs. Claus’ visit to the Nicola Valley, that Christmas in Merritt BC must go on!

christmas in merritt

Santa and Mrs. Claus discussing Christmas in Merritt BC

Interview with Santa and Mrs. Claus

Santa and Mrs. Claus agreed to provide Experience Nicola Valley a 1/2 hour interview on our community talk show called Nicola Valley Talk. Lucky me! I, Tania Stewart, was the host of that episode on Nicola Valley Talk which had Santa and Mrs. Claus as a special guest! They shared so many things during our interview about Santa’s Village, the North Pole, the reindeer, the mischievous Elves and Xmas Eve. Watch the interview below. 

Letters from Nicola Valley Children

After much consideration Mrs. Claus and Santa, along with their 90 thousand elves, decided to grant the Nicola Valley Talk Show an additional episode so they could answer the letters from Nicola Valley children live online. In addition, they would invite a few children online to talk and chat with Santa on a video call live from the North Pole in Northern Canada. We received letters and some video submissions too, making for great stories and answers.

We all know that  Mrs.. Claus runs the show in the North Pole. Without her,  Santa would truly be lost. Of course Mrs. Claus did all her research on the ExperienceNicolaValley.com and ExperienceMerritt.com websites! Notably she searched Merritt BC  Things To Do on Google and the Experience Nicola Valley and Experience Merritt websites came up 3 times on the first page! 

“They must be the community experts Experience Nicola Valley Bloggers. And I was right!” Mrs. Claus.

Meanwhile back at the North Pole 

Then there are the Elves who are dedicated and work tirelessly to make sure Christmas is special. In our discussions, we met the two head Elves, Alex and Daniel.  These two had it all together. Therefore they were in charge of feeding the Reindeer, building toys, and assisting Mrs. Claus with the banking so to provide Santa with his cookies.  

christmas in merritt bc elves

The Head Elves, Alex and Daniel, helping out at the North Pole.

“In the light of  all the work that Santa’s Elves do throughout the year. They are just so jolly and full of spunk.” Melvina White

To point out these are the 5 most asked questions from children as well as adult’s to Santa Claus. 

  1.  -“Do you remember when Santa and you got me a XXXXX when I was 6?”
  2. – “Is Xmas cancelled because of COVID?”
  3. – “Can the reindeer really fly?”
  4. – “How does Santa get down the chimney?”
  5. – “Are there really such things as Elves?”

Santa in 2021

We sure do hope to have Santa back next year on the show to answer and chat live with Nicola Valley children. 

Christmas in Merritt BC Canada

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Fall Photos In Logan Lake BC

Autumn Photos are best in Logan Lake BC

Family time in the outdoors during the “Changing of the Colours” 

Photos in Logan Lake during the autumn season is a must for any local and visiting family. If you are looking for a rugged and woodsy backdrop for your fall family photos then come and visit my small town in the back country of British Columbia, Canada. Logan Lake BC is a lovely location for creating family memories with its vast greenery and scenery.  

Family Fall Photos

Family – A Little World Created By Love

Logan Lake BC The Place To Be For Beautiful Scenery

Logan Lake Abounds With Beautiful Scenery

Taking Photos in Logan Lake BC 

Fall Photos in Logan Lake BC are amazing! Whether your planning on booking a professional family photographer or feeling spontaneous. Fall photos in Logan Lake BC will be special memories that you will treasure for years to come. We have no guarantee on tomorrow’s health, wealth and/or happiness.

Family is Priority

Choosing to show up as is has always been crucial for me. This is us, this is us now. Living and loving in the moment. Lastly taking the time to celebrate life and how far you have come is always in my forethoughts in why I am motivated to make family photos a priority. 

Maggs Park Logan Lake B.C.

Collect Beautiful Moments

Professional or A Spontaneous DIY

Logan Lake British Columbia

Every Picture Tells A Story

If you are feeling a little unsure with your camera or have a ton of little people for creating photo moments, I am sure you will never regret hiring a professional photographer. Be sure to do your research and build a repour. Logan Lake has a nice selection of photographers if you are looking to book one in our location. However, sometimes your feeling creative or your out on a walk and the sun and the leaves are cooperating. This is when I like to take advantage of that beautiful spontaneous moment and capture it. Self timers and a tripod can be so handy and can produce happy memories that bring smiles to your faces for years to come. 

Photography in British Columbia

The Best Things In Life Aren’t Things

 

Canadian Family

Today’s Little Moments, Become Tomorrow’s Precious Memory’s

 

Logan Lake Photography

This Is My Happy Place

How Do You Get Them All To Look?

However, it is important to remember to do your best and have fun. Don’t take yourself too seriously. I feel like I always have to remind myself of that fact also. Just remember that you are capturing moments of happiness. Its ok if someone’s maybe looking off into the distance, or having a giant belly laugh. You’ll want those pictures maybe more so as you age.

My Secrets to Fall Photos in Logan Lake

One trick I have learned, at least, when taking photos of my kids, is sometimes I will just hit record with my iPhone and film them posing. Assuredly just talking to them, ask them to smile or say a joke will most likely get me the results I’m looking for. Usually in that split second of me saying smile they all do. Then I go to the video and drag my finger along over the pause button. If I find a good “pause” with all of the kids looking and smiling. I will then tap the photo to take off the boarders, and just screen shot it. Ta-Da! Easy photo!

Photo Editing & Memory Keeping

Family Photos In Logan Lake British Columbia

And Together They Built A Life That They Loved

With out a doubt I always use Costco for all my photo developing needs. Weather its getting a birth announcement together, making photo books, or just developing photos. Don’t be surprised if you see some of these photos on our Christmas card this year. Assuredly  making photobooks to gift to the family at Christmas has been a lovely tradition to hold onto. In addition I always tweak my photos with an photo editing app. I love using the Lightroom App on my Android. Just because I enjoy the stock presets that they have and the fact that I can create and save all my own presents for free. Photo editing is a great way to add more light, play with shadows, make colors more vivid. 

Canadas Cutest Baby

The Days Are Long, But The Years Are Short

 

Family Photos In Canada

You’ll Outgrown My Lap, But Never My Heart

In Closing 

Logan Lake is a lovely town. It is my home town filled with some breathtaking locations for some amazing photos. Many of our parks have lake and some include Maggs Park and Tunkwa Lake Provincial Park.

I hope you’ll consider stopping by and making some fun memories and taking some pictures. I’m so thankful you took the time to stop and read my blog, My name is Jennifer, a mother of 7 little ones, homeschooling and living in Logan Lake B.C. with my husband Kyle. Together we blog with the Experience Nicola Valley Bloggers

 

Autumn Colours in Merritt BC

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Estate Planning in Merritt BC

A Holistic View on Estate & Insurance Planning in Merritt – Kamloops -Logan Lake 

The Second Pillar of Financial Planning

Estate Planning in Merritt, BC – Life is full of unexpected turns and twists. Because of that, we need to have a plan in place. Here we focus on developing comprehensive strategies that protect, preserve and provide for those that we care about. What is in place to protect our income and wealth? On our passing, is there enough liquidity in our estate? Is our will up to date? Is the executor and power of attorney we selected up to the task? If we could no longer work and were not an ideal retirement age, how would our retirement look?

familyinsurancemerritt

Great care needs to be taken to ensure the needs are all protected and fulfilled.

A Quick Disclaimer…

Some of the strategies that I will discuss are not to be taken as advice for your unique needs. I strongly suggest that you speak to a qualified professional.  These are complicated issues and not to be taken lightly. Being dually licensed in Mutual Funds and Insurance, I look at the big picture when it comes to making recommendations. 

Some Basic Assumptions to Begin Financial Planning

To begin, every financial plan looks at a couple main points. We start with a desired retirement date and a projected date of passing. For some, this number may be larger than others. Family history and current health are indicators of potential life expectancies. For the most part, I look at tables and project that way. A truth we must face, some of us will live to be 90 and even 100 years old.

A Shocking Canadian Statistic

Protecting Our Income and Our Wealth

Play along with me for a moment. Imagine yourself 45 years old. You are in the prime earning years of your life.  With possibly 20 years to go until retirement, many things are on your mind. Funding our children’s future education goals, paying off that mortgage and investing for retirement most likely top that list. You receive a call, letting you know your spouse was in a serious car accident. They unfortunately will not survive their injuries. I know this may seem grim, however, this is a part of life for some. This event was one of two things, planned or unplanned. Having a policy in place to protect against such an event will make all the difference for that surviving spouse and those children. 

Estate Liquidity Needs

When an individual passes, expenses come up out of no where that need to be covered by someone. Assets like a primary residence or an investment account will not be available right away to help cover some of these expenses. If there is no will in place, your loved ones may have to cover your expenses for months to come before the courts will actually grant someone the ability to simply act as your administrator. With accounts frozen, these expenses will have to be paid out of pocket by someone else. Not exactly the lasting memory we wish to leave behind. However, a simple beneficiary designation in the correct direction or a life policy could change this whole story.

Estate Planning in Merritt and Trust Advisory (Wills/POA)

Your last will and testament is an important thing to have in place. However, just as important is who you name to carry out your last wishes. Is this executor or executrix up to the task? With your passing, could you see them being mentally and physically able to carry out this task? Not exactly something we want to take lightly. Trusts are a complicated topic as well and the situation needs to warrant having something like this in place. Split families and second marriages bring a level of complexity to the estate planning process also. The wording needs to be very accurate to ensure your wishes take place. 

Living Benefits (Disability/Critical Illness/Long Term Care)

What would happen to our family if we were injured before retirement? This can have a massive impact on an individual or a family. What happens when one no longer has the ability to meet our current expenses, possibly even having expenses increase? What if a medical diagnosis or disease left us unable to earn a living for ourselves? There are so many situations that can be planned for. Ensuring we have proper coverage at different parts of our life is vitally important. Would our significant other be able to live comfortably if we needed long term care?

Ensure Your Plan Prepares You For The Unexpected

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Estate Planning in Merritt BC

 

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