Services in Merritt and the Nicola Valley

Estate Planning in Merritt BC

A Holistic View on Estate & Insurance Planning in Merritt – Kamloops -Logan Lake 

The Second Pillar of Financial Planning

Estate Planning in Merritt, BC – Life is full of unexpected turns and twists. Because of that, we need to have a plan in place. Here we focus on developing comprehensive strategies that protect, preserve and provide for those that we care about. What is in place to protect our income and wealth? On our passing, is there enough liquidity in our estate? Is our will up to date? Is the executor and power of attorney we selected up to the task? If we could no longer work and were not an ideal retirement age, how would our retirement look?

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Great care needs to be taken to ensure the needs are all protected and fulfilled.

A Quick Disclaimer…

Some of the strategies that I will discuss are not to be taken as advice for your unique needs. I strongly suggest that you speak to a qualified professional.  These are complicated issues and not to be taken lightly. Being dually licensed in Mutual Funds and Insurance, I look at the big picture when it comes to making recommendations. 

Some Basic Assumptions to Begin Financial Planning

To begin, every financial plan looks at a couple main points. We start with a desired retirement date and a projected date of passing. For some, this number may be larger than others. Family history and current health are indicators of potential life expectancies. For the most part, I look at tables and project that way. A truth we must face, some of us will live to be 90 and even 100 years old.

A Shocking Canadian Statistic

Protecting Our Income and Our Wealth

Play along with me for a moment. Imagine yourself 45 years old. You are in the prime earning years of your life.  With possibly 20 years to go until retirement, many things are on your mind. Funding our children’s future education goals, paying off that mortgage and investing for retirement most likely top that list. You receive a call, letting you know your spouse was in a serious car accident. They unfortunately will not survive their injuries. I know this may seem grim, however, this is a part of life for some. This event was one of two things, planned or unplanned. Having a policy in place to protect against such an event will make all the difference for that surviving spouse and those children. 

Estate Liquidity Needs

When an individual passes, expenses come up out of no where that need to be covered by someone. Assets like a primary residence or an investment account will not be available right away to help cover some of these expenses. If there is no will in place, your loved ones may have to cover your expenses for months to come before the courts will actually grant someone the ability to simply act as your administrator. With accounts frozen, these expenses will have to be paid out of pocket by someone else. Not exactly the lasting memory we wish to leave behind. However, a simple beneficiary designation in the correct direction or a life policy could change this whole story.

Estate Planning in Merritt and Trust Advisory (Wills/POA)

Your last will and testament is an important thing to have in place. However, just as important is who you name to carry out your last wishes. Is this executor or executrix up to the task? With your passing, could you see them being mentally and physically able to carry out this task? Not exactly something we want to take lightly. Trusts are a complicated topic as well and the situation needs to warrant having something like this in place. Split families and second marriages bring a level of complexity to the estate planning process also. The wording needs to be very accurate to ensure your wishes take place. 

Living Benefits (Disability/Critical Illness/Long Term Care)

What would happen to our family if we were injured before retirement? This can have a massive impact on an individual or a family. What happens when one no longer has the ability to meet our current expenses, possibly even having expenses increase? What if a medical diagnosis or disease left us unable to earn a living for ourselves? There are so many situations that can be planned for. Ensuring we have proper coverage at different parts of our life is vitally important. Would our significant other be able to live comfortably if we needed long term care?

Ensure Your Plan Prepares You For The Unexpected

Experience Nicola Valley Financial Blogger

 

Estate Planning in Merritt BC

 

Merritt British Columbia Canada Top Travel & Adventure Guides

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Managing Cash Flow Merritt – The First Pillar of Financial Planning

“If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.”

Managing Cash Flow in Merritt, BC – Last edition we looked from a high level overview at the 6 pillars of financial planning. This edition will focus a little more in depth into the financial pillar of managing cash flow. 

managing cash flow merritt

Budgets are just guides. We are in control of how they flow.

 

Managing Cash Flow Begins With A Cash Flow Analysis

Managing cash flow in Merritt, or anywhere else, varies over our pre-retirement and retirement years. No matter the season of life, the process remains the same.

First, we need to determine all the sources of income that we have entering our picture. Then we need to determine our current and future expenses. This can be tricky as future expenses will increase due to inflation and the loss of purchasing power takes place on our retirement nest egg.

 

managing cash flow merritt logan lake

To coffee, or not to coffee…that is the question…

 

Managing Our Income In Our Pre-retirement Years

In our pre-retirement years, income will come in different ways. We will earn employment income, rental income or income from being self-employed. If incorporated the income may come through dividends. We could even receive capital gains from our investments. These are all taxed differently and the goal is to bring them “into our picture” in the most tax efficient manner. For the most part, if planned properly, we are in control of how we receive these and even when.

 

How We Determine Our Retirement Paycheque

In retirement we could still receive any of the incomes listed above. There are a few additional benefits that become available in our sixties. Firstly, between the ages of 60 and 70 we can begin receiving CPP or Canada Pension Plan benefits. If you receive the benefit before age 65, you will receive a penalty of 0.6% per month that it is taken early. Alternatively, each month after 65 that you delay receiving CPP you are paid a 0.7% bonus for life.

Secondly, between age 65 and age 70 we can begin receiving OAS or Old Age Security. Thirdly, the year we turn 71, it is mandatory that by December 31st of that year any RRSP’s, or Registered Retirement Saving Plan’s, are converted into RRIF’s, or Registered Retirement Income Funds. The government determines the mandatory minimum amount that must be withdrawn on an annual basis. Confusing? You bet it is! Fourthly, there is even a GIS, or Guaranteed Income Supplement, available in the mid to late sixties to those who can qualify for it. 

moneyadvicemerrittbc

Always just a phone call away.

 

“Why Would I Wait To Receive Government Benefits?”

A common question I am asked. It is uniquely situational. Each individual or couple has different things that are available at different times in their life. Some are struggling  to make ends meet when they reach 60 years old and just take the CPP benefit early. Others may be receiving payouts upon their retirement and delaying additional income a year may be beneficial. Most answers are based on tax strategies when it comes to planning in this area. There is no cut and dry best time to take it for everyone. It must be something that is analyzed and planned for. 

Some Things To Have In Place Before Retirement

Most of us will be at the height of our earning years before retirement. If planned for, we could see ourselves entering retirement mortgage free. There is no better time to have a line of credit or credit solution in place “just in case” we may need it in retirement. Credit solutions always look at what you own and what you earn. However, if you wait until you are already retired it will reduce the credit you have available. 

Tax-efficiency Is Key In Retirement Income Planning

There are many strategies for income planning in retirement. Again, all are uniquely situational. Similar to questions raised above like, “When do I start collecting CPP or OAS?” These are big picture questions.  It is all tied in together. Taxes are the single largest expense of our lifetime. If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.

These Decisions Have Lasting Effects,

Seek Professional Help To Get It Right!

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Managing Cash Flow – Nicola Valley

 

Financial Planning Near Merritt, BC

Managing your cash flow Merritt

Nicola Valley BC Canada

 

Nicola Valley Financial Planning in and around Merritt British Columbia, Canada

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Merritt Mountain Biking in the Nicola Valley

Mountain Biking Trails and more in Merritt British Columbia Canada

It is easy to get outdoors and go mountain biking in the Nicola Valley

 

Outdoor Extreme Merritt Mountain Biking – Along with getting some quality time outdoors, mountain biking in the Nicola Valley provides the best type of mountain biking. No crowds. Lots of trails. Mouth-dropping scenery. Therefore to enjoy the trails in our backcountry all you need is a water bottle and your ride. Nature and the adrenaline rush provides the rest. The Merritt Mountain Biking Association gets all the credit in the Nicola Valley for our trails and for creating such extreme rides.  The Nicola Valley provides the beautiful backcountry scenery, the wildlife sightings,  the remote wilderness  lakes  and the many forested rolling hills. It is here in British Columbia Canada where mountain biking is free, wind in your hair, exploring. It is a secret mountain biking adventure destination. 

merritt mountain biking

After the final climb on Swakum Mountain. Photo Jordan Pinto.

Obviously the Nicola Valley Offers Some of the “Best” Terrain in BC for Avid Mountain Bikers 

While being centrally located, Merritt mountain biking offers a wide range of biking trails for newbies and extreme mountain bikers alike. In addition, Merritt tends to experience mild winters with little snowfall and warm, dry, sunny summers making Merritt a year round mountain biking destination most years.  The best thing about Merritt British Columbia is it is a great base camp for mountain biking nearby areas like the trails in  Kamloops, Kelowna, and the Fraser Valley. A fact that adds to the shine that Merritt is a great destination for multiple mountain biking adventures within BC. But it all starts here. Experience the Nicola Valley on a mountain bike!

Town of Merritt, BC, Canada

Town of Merritt, BC, Canada

Hoodoos Merritt BC Moonshadows Rv Park Coldwater River

Hoodoos Merritt BC Moonshadows Rv Park Coldwater River.

 

Outdoor Extreme Merritt Mountain Biking

Merritt Mountain Biking Accusation. Photo courtesy of Jordan Pinto.

Outdoor Extreme Mountain Biking

Photo by Jordan Pinto President of MMBA.

Become One With Nature

Isn’t it amazing how the power of nature and spending time outdoors can change your mood and your mental health. The nature, the smells and the wildlife have such a huge impact on how you perceive the world and how you feel on any given day. In the midst of this trying and difficult time, everyone needs to feel less stress. It might be time to just enjoy some nature by participating in some Merritt mountain biking.

Outdoor Extreme Mountain Biking in Merritt BC

Photo by Jordan Pinto

Nicola Valley Mountain Biker

Photo by Experience Nicola Valley.


There are something like 220 kilometres of mountain biking trails in the Nicola Valley with 3 main trail riding destinations – Swakum Mountain , Coutlee Plateau and Iron Mountain.
Coutlee Plateau primary trail type is cross-country. Iron Mountain is an all-out mountain & downhill trail network. Check out Trailforks and Experience Merritt for more information about the Nicola Valley. It is not all extreme.

Many are trails which challenge the most experience rider. But not all. There are some great family riding trails in the region. Some are trails which can last for hours and connect to some of our beautiful scenery. Your family will not be disappointed.  

Mountain Biking - Merritt BC

Mountain Biking trails – Merritt BC. Photo Trailforks Jordan Pinto

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Mountain trails. Photo by Jordan Pinto.

 

What Now?

After your great day of mountain biking and exploring our backcountry why not visit one of our outdoor patios for a cool beverage of your choosing. For a small town we have a good selection of restaurants and pubs. Now…  we all know one day will not be enough to explore hundreds of kilometres of trails and over 200+ lakes, so lucky you we have a good selection of hotels and motels. Of course if you prefer to stay exploring the outdoors then check out a park like Monck Park  just 22 km north of Merritt, and then 12 km off Hwy 5A via narrow paved road. The park rests on the shores of one of our lakes. It just happens to be called Nicola Lake.  Moreover there are many lakes to choose from if in need of a cool off.

 

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Lundbom Lake. Photo courtesy of ehCanadaTravel.com.

Mountainbiking

Claybanks Merritt BC. Photo by Tania Stewart.

outdoorswimming.

Alleyne Lake. Photo by Tania Stewart.

Nicolavalley

Monck Park. Photo by Tania Stewart.

jordan pinto

Jordan Pinto – Merritt Mountain Biking Association

The MMBA (Merritt Mountain Biking Association) came into existence in the spring of 2000.

Jordan Pinto, the President, shared with us that their intentions are to make the riding in the Nicola Valley a great experience. Therefore, one of their primary goals is to advocate for long term trail access by working with Government.

Consequently, the MMBA was one of the first groups in the province to have an agreement with the crown to manage the trails we ride. The MMBA has signed a new agreement with the Province in 2012. Contact Jordan Pinto, the President of the Merritt Mountain Biking Association in Merritt BC Canada, for more information. 

Including the breathtaking and amazing scenery, Merritt has much more to offer. 

Of course during your down time you could take some enjoyment in checking out our downtown shopping. Notably Merritt’s downtown core offers a wide variety of hidden gems.  Truly take the time and stroll downtown Merritt BC.

 

Coldwater Hotel

Thanks to the Coldwater hotel.

 

Nicolavalleytrails

Walking the Trail. Photo by Tom Reynolds.

The best time to visit Merritt BC, Canada is in the summer, fall, winter and the spring. With it’s dry climate through-out the year make it an ideal “Destination Place” year-round . Unknown tourist from the coast.

Whether you are a beginner or a pro mountain biker, Merritt BC provides trails for every-one, every-category and skill level. We have the services to make your stay rock.  Numerous Hotels, Motels, B&Bs as well as campground and RV parks.  The Nicola Valley has it all. Importantly you can leave the hustle and stress behind of the big city and enjoy our small town hospitality. That is truly enjoyable.  Come and join us and explore!

Merritt Mountain Biking in the Nicola Valley, BC. 

 

Nicola Valley BC Canada

 

Nicola Valley Mountain Biking Adventures

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Financial Planning In Logan Lake British Columbia

Holistic Financial Plans uniquely designed for each individual family 

“I am a firm believer in saying “yes” to something and figuring it out afterwards. I am now performing webinars that can be viewed online because being elderly or having poor health shouldn’t stop people from learning.” 

Financial Planning in Logan Lake – I generally spent 2-3 days per week working from home and creating financial plans for families and businesses here in Logan Lake, BC.  The other 2-3 days per week I spent meeting with people face to face, updating or creating plans with families and businesses in the surrounding areas. An average week I would find myself in Kamloops, Merritt, Cache Creek or Ashcroft meeting with people who desire advice and guidance on how to grow, preserve or protect their net worth. 

Financial Planning in Logan Lake - we come to you

Warm weather is here! Time to stretch the legs!

Social Distancing for Financial Safety

However, social or physical distancing is the “new norm” for the moment. Meeting face to face with families and business owners right now to perform financial planning is difficult in some situations, but not for all. Going from home to home in Logan Lake, BC at this time is challenging. With some of my clients being elderly and/or immune compromised, I’ve been focusing more on phone calls and video meetings. I’m not worried too much about my own health, I don’t believe I would be at risk of it affecting me that greatly. I find myself more worried about unintentionally spreading a sickness to someone else. I’ve been taking precautions to ensure I stay distanced from my clients, whether they are new or existing clients. I use my pen, you use yours. Interestingly enough, pens aren’t used a whole lot these days. They might be making a come back. 

Change Came Quickly to Ensure Safety for All 

I quickly learned I needed to adapt to this ever changing landscape. Soon, I found myself in the middle of March. However, due to COVID 19, I stopped meeting face to face in the beginning of March as things began to change. Before COVID19 I had never hosted a meeting on Zoom before. I had attended multiple meetings but that was it. My wife, Jennifer and I have a busy home with 7 children ruling the roost. Creating financial plans in an office at my parents house in Logan Lake, BC was a normal thing to do.  However, my 89 year old grandfather lives with them as well. Because I could not risk somehow transmitting COVID19 to him, I had to make a change to my own process. 

financial planning logan lake

Home office in a hurry, I sometimes have little visitors.

Financial Planning from Home in a Hurry

Rumors and discussions with my co workers in Kamloops, BC were leading to the temporary closing of our office. With this out of the picture I had to improvise. I did some quick measurements of our bedroom and re-arranged our furniture to make my new home office. I purchased a desk from Staples and comfortable chair from Jysk in Kamloops, BC. Now I could continue working from home performing financial planning in Logan Lake, BC. 

Digital Meetings for the First Time

Knowing I had to figure this out, and quickly, I performed a Zoom meeting with my parents just to test it out. We needed to connect anyways to review their financial plan and ensure that their retirement was still solid. Because this market volatility that was happening throughout the global economy, we needed to confirm the planning was still on target. Learning how to create and schedule a Zoom meeting, inviting people to that meeting and running a meeting was a neat learning experience. Over the past few weeks, I’ve held multiple meetings now with my clients and with some new clients also through utilizing this valuable communication tool. 

Seminars On Hold, Moving On To Webinars

With restrictions on how many people can now come together, I cancelled all the seminars I had planned. However, I still wished to explain the benefits of financial planning to my community and far beyond. Over the past few months I had worked with Community Futures – Nicola Valley and the Logan Lake WHY (Wellness – Health – Youth). With my new found wisdom, I jumped immediately into Zoom webinars. I am a firm believer in saying “yes” to something and figuring it out afterwards. I am now performing webinars that can be viewed online because being elderly or having poor health shouldn’t stop people from learning. Those that are willing to learn more about financial planning can do so from the comfort of their own home. 

financial planning nicola valley

A walk in the woods, and some fresh air between meetings.

Financial Planning in Logan Lake, or British Columbia, Has Not Changed

What I do for families and businesses, as well as, financial planning in Logan Lake, Merritt, Kamloops, Cache Creek, Ashcroft, has not changed. The process remains the same. No adventure begins by only entering the starting point into our GPS. First, it’s important to get an accurate picture of where we are now. Second, it is important to know exactly what your life and business goals are. In conclusion, we must ask yourselves, “is something as important as our financial well being worth taking a wrong turn?”

Comprehensive Financial Planning in Logan Lake British Columbia

“A Goal Based Approach to Financial Life”

Merritt, British Columbia, Canada


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Remembering Merritt BC Summer Music Events 

Nicola Valley Summer Time Fun Will Be Back

COVID19 may have postponed our Merritt BC summer music events but it will never take away our memories. 

 

The COVID 19 pandemic has cancelled our Merritt BC summer music events. And, boy, do we have some music classics here in the Nicola Valley like Bass Coast, Rockin’ River Music Festival, Open Mic Night and Gary Copper at the Adelphi Hotel to mention a few. However, it would not feel right to write a blog about remembering summer music events without mentioning Spirit Square, music in the park, and the Old Time Fiddlers playing at our local street market. As a result, no country music event blog would be complete without mentioning our very own cowboy crooner Bobbie Garcia,  who may just pop up at any of our music events at anytime.

merritt bc summer events

Bobbie Garcia – Photo courtesy of Bobbie Garcia

Take the time to check out “Cooper Country” post COVID 19 

Merritt BC’s oldest heritage Hotel, the Adelphi Hotel, is home to one of Canada’s and Merritt’s country icons, Gary Cooper. The group plays weekly to a growing collection of avid fans while welcoming their friends from all over the world to get up on stage and jam along with them. Therefore, it will especially be nice to witness some good ole’ country music again sometime in the future.  

merritt bc summer music events

Gary Copper – Photo courtesy of Tania Stewart

To say nothing of Gary Cooper’s amazing talent to make that guitar dance with such mind blowing movements. Albeit I may be a little biased, but I can honestly say Gary Cooper is one of the best performers I have ever witnessed.” Tania Stewart

 

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Cooper Country invites all friends to join on stage – Photo courtesy of Tania Stewart

“Cooper Country” Gary Cooper with his 2 son’s Cory & Jason, along with friends at the Adelphi Bar in Merritt BC

 

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Millie playing with her favourite band! – Photo courtesy of Tania Stewart

When we get pass this pandemic, be sure to attend “Open Mic” at Kekuli Café and support local artists

Whether you live in Merritt or stopping for gas at the Seven-Eleven across the street from the Kekuli Café, there is nothing that connects more with locals than locals sharing their love for music. We hope, soon, weekends at the Kekuli Cafe will open up again and fill the air with music.  Furthermore, the many Open Mic Music fans like Doug, Donna and Mary Dickie (who is in her 90s) cannot wait to pick this up again.  

Open Mic Nights

Open Mic Nights Audience – Photo courtesy of Jano Howarth

“As with all events like Open Mic Nights, our audience is what makes it ongoing.” Jano Howarth

WATCH VIDEO

Remember when we could take a stroll in the evening in Downtown Merritt BC 

Merritt’s Spirit Square was built for sound. Located in the heart of Downtown Merritt in the Nicola Valley, it is the sight of many open-air performances during the summer months. Because of the abundance of talent in the Nicola Valley there is never a lack of talent to grace the stage. The Nicola Valley is blessed to have so many talented musicians. 

MerrittNicolavalley

Coquihalla Coyotes  – Photo courtesy of Coquihalla Coyotes

One such local band which has played venues throughout the Nicola Valley are the Coquihalla Coyotes. The boys are a 3 piece rock and blues band for hire living in Merritt BC
Band Members: John-Henry Ramsey- Lead guitar/ Vocals, Paul Thompson- Bass guitar/ Vocals, Mark Schuitema- Drums/ Backup vocals

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The J.S Garcia Band. – Photo courtesy of Tania Stewart

 

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Summer music in Spirit Square – Photo courtesy of Tania Stewart

Nicolavalleymusic

Merritt’s own Old Time Fiddlers – Photo courtesy of Tania Stewart

“Bass Coast” 

They sure made an impression. How it has grown. Then Covid 19 hit and it too paid a big price with cancellation. What was going to be July 10 – 13th, 2020 is now ?? ??.   Bass Coast is a collective that showcases both local and international talent in a safe, supportive space. It is a place where artists are encouraged to display and share their hard work without fear of judgment. 

Merrittbcsummermusic

Andrea Graham with Liz Thompson Bass Coast co-founders – Photo courtesy of Tania Stewart

“Bass Coast is built on the dreams and visions of a huge collection of people that will lead us to things Andrea and I would never have imagined. It’s not just us anymore, it’s everyone.” Liz Thompson

 

Merritt BC Summer Electronic Music

Bass Coast 2019 – Photo courtesy of Tania Stewart

Post COVID 19 , this is one festival I cannot wait to attend again

Co-founders Andrea Graham and Liz Thomson are the architects of the event. The Librarian, Andrea, is a celebrated Canadian DJ, producer, and curator. She is the co-founder and music director of Bass Coast Music Festival. The festival is known internationally for its innovative music programming and installation art.  Andrea’s reputation as an inclusive community-builder in the electronic world has brought her a legion of fans and industry followers across the globe.

“I feel like in our community we have people who listen to different music, dress differently and are into different things, but that duality is also what creates a bond—our differences unite us.” Liz Thomson

Bass Coast 2019  - Merritt BC Summer Music

Country Music will be back in full force post COVID – Photo courtesy of Tania Stewart

Remembering Merritt BC Summer Country Music Events

Due to your love of Country, the Rockin River Fest was scheduled again for Jul 30 – Aug 2 this year of 2020. The headliner this year was Keith Urban. However, things have changed since COVID 19 arrived in full force. Now there is a pent up energy for country music again and so we believe next year it is going to be epic. The Rockin’ River Music Fest is a B.C. family-owned and operated country music festival that takes place annually, on the BC Day long weekend, in Merritt, BC. See you in 2021!

Merritt BC Summer Country Music

Enjoying Rockin at the River – Photo courtesy of ehCanadaTravel.com

Kenny Hess 

Kenny Hess is the architect behind the Rockin River Music Festival.  From the age of 4, he knew he was going to be a country music singer. Therefore, by the time Kenny was a teenager he had already set in motion his musical journey that he is still on today. Lastly, Kenny Hess has now been a part of the music industry since the 80’s.  He has come a long way since standing on the kitchen table singing at the top of his lungs hoping someone would listen.

WATCH VIDEO

 

With this in mind be sure to check out this amazing fun event in 2021.

 

Merritt BC Summer Music

Rockin River Music Festival – Photo courtesy of Tania Stewart

In a word

Obviously Merritt in the Summer offers an abundance of music events year after year, except for this year.  Regardless which event you choose to partake in the future the value is always there. Count yourself lucky! In conclusion, it is obvious that summer music events in Merritt BC are bountiful and will be back again. 

Merritt Summer Music Events

Follow Experience Nicola Valley for the latest in event listings coming back online. 

Merritt, British Columbia, Canada


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FLY FISHING IN MERRITT AT CORBETT LAKE LODGE 

Nicola Valley Corbett Lake Lodge Adventures

BC FLY FISHING AT ITS FINEST

 

Fly Fishing in Merritt at Corbett Lake Lodge is truly a great fishing experience. In the early 1940’s, the Grandby Consolidated Mining Corporation established the lodge as a worker retreat.  At that time the lake was not much more than a pond that was fed by underground springs.  But with the creation of a dam the pond grew to be the great lake it is today.

merritt bc fly fishing

Fishing Corbett Lake in Merritt BC – Photo courtesy of Corbett Lake Lodge

FLY FISHING IN MERRITT HISTORY 

The Merritt BC Canada lodge was purchased by Peter McVey, the dean of fly fishing in the Nicola Valley.  Peter built a solid reputation for fishing at his lodge.  As a result people have come from all over the world to experience this resort.  Peter not only looked after the nuts and bolts of the resort, he was the chef in the restaurant which also added to the notoriety of his establishment. If you ask nicely he would bring out his guitar and have a little song to sing.  

Peter McVey - Corbett Lake Lodge fishing

Peter McVey – Photo courtesy of Corbett Lake Lodge

NEW OWNERS

In 2013 Peter sold the resort to new owners.  Luckily Peter made sure the buyers were able to maintain the integrity of the resort. Not only did the new owners want to maintain Peter’s legacy, they have taken steps to improve the resort in many areas.

FLY FISHING IN MERRITT AT CORBETT LAKE LODGE IS UNBEATABLE

Corbett Lake Lodge has  a very solid reputation.  Just read what this blogger had to say, (you will have to scroll down the article to find the story). Also in 2016, Canadian Fly Fishing Championships were hosted, in part, at the lodge. The North American and Canadian Championships were scheduled for this year.  Not to mention, the American Loch Style Championships were held at the lodge in 2017, 2018 and 2019.  All these events clearly showing the quality of fishing in the lake.  You can’t beat the fishing at Corbett Lake Lodge near Merritt, BC

WATCH VIDEO

“Today Corbett Lake takes care to maintain Peter’s legacy of great fishing, fabulous food and endearing hospitality”– Ann Thomson — Manager, Corbett Lake Lodge.

North American Loch Style Championships-Fly fishing at Corbett Lake Lodge

North American Loch Style Championships – Photo courtesy of Corbett Lake Lodge

great rainbow trout fishing

Fishing in Merritt with Corbett Lake Lodge Photo courtesy of Corbett Lake Lodge

THE FACILITIES HAVE RUSTIC CHARM

From the main lodge to the cabins there is much to appreciate. The main lodge has a great sitting area with a beautiful stone fireplace where you can relax, tell your fish stories or read a good book.  There is a dining area for serving meals and for entertaining at events. The resort continues to upgrade the facilities to improve the comfort of their guests.

Fishing Cabins at Corbett Lake Lodge

Cabins at Corbett Lake Lodge  – Photo courtesy of Corbett Lake Lodge

Cabin bedroom

Cabin Bedroom – Photo courtesy of Corbett Lake Lodge

 

 

 

 

 

 

 

 

The Lodge Fireplace

The Lodge Fireplace – Photo courtesy of Corbett Lake Lodge

Merritt cozy eating spot

Cozy eating spot – Photo courtesy of Corbett Lake Lodge

 

 

 

 

 

 

 

WHAT ELSE CAN I DO AT CORBETT LAKE LODGE NEAR MERRITT, BC

Whereas fishing is the main attraction at this resort near Merritt, BC, there are many activities you can do to have a great time.  Make it a relaxing retreat reading, star gazing and/or lounging around doing nothing? If this sounds like you then grab your lawn chair, book and favourite beverage and head down to the lake shore.

Perhaps painting is your thing? If so just bring your easel and paints and Corbett Lake Lodge will provide the scenery. 

Throw your canoe or kayak on your back and explore the shoreline, and photograph the birds and other creatures.  Just remember to respect the fisherman and stay clear of  their areas.

merritt bc fishing

Artists At Corbett Lake Lodge, BC – Photo courtesy of Corbett Lake Lodge

Eagle at Corbett Lake

Eagle at Corbett Lake – Photo courtesy of Corbett Lake Lodge

Turtles at Corbett lake Lodge, BC

Turtles at Corbett lake Lodge, BC – Photo courtesy of Corbett Lake Lodge

 

EATING IS THE BEST AT CORBETT LAKE LODGE NEAR MERRITT, BC

gourmet dinner

Gourmet dinner – Photo courtesy of Corbett Lake Lodge

The meals are nothing sort of sensational. Many dishes use fresh locally sourced ingredient.  

The dining room

The dining room – Photo courtesy of Corbett Lake Lodge

PROXIMITY TO OTHER ADVENTURES

The nice thing about Corbett Lake Lodge is that it is close to several other areas that are worth a visit.  For example, just around the corner is Kane Valley where your options are wide open.  You can try more fishing on several lakes in the area.  Harmon Lake is my favourite. There are 55 KM of snowshoe trails which are excellent for hiking or mountain biking.  The back country logging roads in the area provide safe ATV riding. 

The Forestry Ministry has campgrounds at Kane Lake and Harmon Lake.  The Harmon East Campground not only provides camping, it is the trail head  to the Forestry Interpretive Hiking Trail where you can learn more about the local flora and fauna.

If you’re looking for some urban activity, take the fifteen minute trip to the booming metropolis of Merritt, BC. (population 7,200)

 KEEP YOU COMING FOR FLY FISHING IN MERRITT AT CORBETT LAKE LODGE 

 

WATCH VIDEO

In addition to fly fishing in Merritt at the Corbett Lake Lodge, they host and cater to reunions, weddings, corporate retreats and many local events.  

FLY FISHING IN MERRITT AT CORBETT LAKE LODGE IN THE NICOLA VALLEY

Nicola Valley Fishing Resorts


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Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Planet Hair & Spa’s Grand Re-Opening

Were You Go To Get Your Locks On!

 

Accordingly to Canadian Lock-down Orders

Due to Covid 19 Kathy Castro owner and operator of Planet Hair & Spa located in Merritt British Columbia had to close her doors . As a result many loyal clients have to suffer through a time of “nasty bedhead hair”.  Due to circumstances out of Kathy’s control, little options were available, but to try and turn a negative into a positive. Hence the re-vamp, re-decorate,  and re-paint of her salon. Having known Kathy for many years, one thing is for sure when talking about Kathy Castro, she rarely lets bad news take her down. 

 

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Kathy Castro in the Trenches!

 

It is important to note that Planet Hair and Spa is truly an Experience Nicola Valley venture and has always been my personal favourite place to get my “do” done.  However, what really makes my haircut experience so special is the opportunity to connect and socialize. Incidentally, I was also blessed to have Kathy as my first guest on the “Nicola Valley Talk Show“.  

WATCH NICOLA VALLEY TALK SHOW INTERVIEW

Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Not only was I very fortunate to have Kathy as my first guest on the “Nicola Valley Talk Show”, I was able to see first hand the work and time that was put into re-decorating her business.  I applaud Kathy and her husband Paul for taking on this massive undertaking. Despite having to close its doors, with little warning, Planet Hair and Spa has re-positioned itself with a fresh and new look for opening day.  

Nicolavalleyplanethair

Our stations are ready for you!

Additionally re-vamping Planet Hair & Spa beauty products display 

When speaking about beauty products Kathy has traveled the world and has done her research. In all honesty, I can say that with all of Kathy’s years of experience she is able to seek out the best beauty products. The fact that Planet Hair stands by their products is just another way they stand behind their service. Kathy understands that hair care is important hence the large selection of products her shop has on display. However, Kathy does ask that all clients do not touch the products because of the COVID 19 safety protocols and, instead, ask to see them. Look, inquire but do not touch.  

Not only does Planet Hair and Spa provide haircuts, colours, and streaks. They also provide some of the best “products” to keep your hair healthy”, Tania Stewart.

To illustrate the vast range of products available 

The products available are many. Too many to list here. But, since summer is coming, they do have some suntan lotion made from hemp that is gaining some good reviews. Then there is the line of AG hair products on her shelves which will take care of your hair. Some of the brand names lining the shelves include “Designer Skin”, “Fiesta”, “Rusk“, “Reuzel” and “Nioxin“.  Whenever you are wanting to tame or inspire your curls then take a look at “DevaCurl“.  Planet Hair & Spa has many of things a person would want for hair and skin care. 

 

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Nails are important!

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Comfort is important.

Planet Hair & Spa product wall. “Teetree” is available.

Additionally Planet Hair & Spa offers a wide range of styling items

Equally important are the styling items available like straighteners. For you newbies those are the hot curling devises we use to keep our hair style going. In fact Planet Hair & Spa is a one stop shopping place to purchase everything your hair desires. Not to mention that a coupon or beauty product would make for a great gift!

 

planethairnicolavalley

Taking your appointments serious.

 

When re-opening social distancing is key 

Safe while having your hair washed.

Kathy has made sure your health is number one when visiting her shop in the Nicola Valley. She has her staff well

Social Sitting!

trained and equipped with all the protective equipment including masks, and head visors. Social distancing will also be respected in her shop with only 3 hair stations operating at one time, which is every second chair in operation.

The separation of the chairs will provide safe social distancing. Truly making sure all clients are safe Kathy has all work stations social distanced as well as in client’s waiting room space. Moreover making your experience stress-free, relaxing while providing assurance for every one’s safety. While giving her clients the needed care and beauty treatment they have been waiting for. 

It is always a Great Experience!

planet hair and spa

Kathy Castro – Planet Hair & Spa

Everyone I talk to about Planet Hair & Spa tell me that Kathy has a way of making you feel like you are their favourite client. Whether it is your first time in her chair or your five-hundredth time having your hair done Kathy makes you feel comfortable and welcomed. What makes this hair salon and spa stand out is truly how gracious Kathy and her team are for having you as a client. 

Without a doubt Kathy is one of the most determined business minds I have been fortunate to know. A fashionista, trend setter, entrepreneur and let us not forget an amazing hair stylist.

Planet Hair & Spa in Merritt BC

Were You Go To Get Your Locks On!


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COVID-19 IN MERRITT BC

HOW TO SELF ISOLATE IN STYLE

Fun Things To Do in Merritt To Break the Boredom
 

The COVID-19 in Merritt BC has citizens embracing the directives from our health authorities.  For my wife and myself this means self isolating ourselves. We are not quarantined, so we are able to go out for essential services such as groceries once a week or so.

GETTING THINGS DONE

  1. Converting CD’s

COVID-19 in Merritt BC

Gathering the materials

One of the nice things about self isolating during COVID-19 is that you now have time to tackle some jobs that you have been putting off because other things take you away from these tasks.  For example, I have wanted to convert my CD’s to digital and store them online. Ditto goes with my photos as well.

However, my procrastination has caused me some grief because technology has moved on and my computer does not have a CD drive.  To solve this problem I resurrected my old computer that did have the necessary drive to carry out this task.  This machine was extremely slow and was several releases of Windows 10 behind the times.  Despite these problems I persevered and the task was completed. 

2. Resurrecting the craft room 

We have a room downstairs that was originally going to be our craft room but overtime it became a storage room.  We had luggage, Christmas decorations, boxes of memorabilia and all kinds of other stuff which left no space to actually do any crafts.  This project is massive and is therefore still on going.

Emptying the storage room

Emptying the storage room

Putting the Craft Room back together

 

 

 

 

 

 

 

 

 

 

 

 

3.  Spring Cleaning in Merritt

What better time is there for tackling those cleaning exercises than when you can’t go anywhere.

Getting ‘er done

4.  Yard Work

Thatching the grass

The early Spring is a great time to get a jump on your gardening chores.  Things such as clearing out the winter die off, pruning, weeding and de-thatching.  The rewards will show within weeks.

Not all self isolation activities during COVID-19 is work!

1. Baking

This is one activity that is lots of fun and has great rewards when finished.  I myself am not a great baker but I can whip  up a great plate of Rice Krispy squares.  This time I added some crushed candy cane to add a little tasty addition to the recipe.

Rice Krispy Squares

Chili and Hamburger Soup

“I love food”-Shirley

My wife is a much better cook than I am.  She whipped up some of our favourite dishes, hamburger soup and Chili.

2.  Reading

Reading is one of my favourite things to do any time.  However with the COVID-19 in Merritt BC we have more time for reading.  I see one problem looming in the near future and that is the library is closed and so are the thrift stores that I get my reading supply from.  I guess I will have to step into the new age and get my books online.

Reading time

3.  Walking

Since we are not quarantined we can go out for walks.  There generally is no one  around but if we do meet someone we keep our separation of 2 metres.  It’s a great time for walking as Spring is beginning to show up everywhere.  We could use many of the trails around our house but it is tic season and so we are keeping away from these areas for now.

Out for a walk

4.  Games

Games are a big part of our life so it is fitting that we spend time doing this. We play card games and board games but not computer games.  The only downside is that we love to play games with our friends and that just doesn’t work during the COVID-19 Pandemic.

Playing Canasta

This is serious

The Covid-19 in Merritt, BC is a serious matter.  There are things to remember  such as the pandemic will end, especially if we follow the advise of our National, Provincial and Community Governments.  There are many ways to keep in touch using such things as FACETIME and other equivalent programs or, even try,  the old fashion way by using the phone. 

COVID-19 Important Links

COVID 19 in Merritt BC

British Columbia COVID-19

Canada COVID-19

BE SAFE

COVID-19 IN MERRITT BC

Check out further information on ExperienceNicolaValley.com 

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Merritt BC Sewing Services
Nimble Thimble Creations 

Merritt BC sewing services for hemming pants, skirts, re-pairing zippers, replacing buttons and so much more… like quilting too. 

“Repairing my customers clothing has enabled me to help many people,” Sharon McRae.

Merritt BC sewing and tailoring services – Nimble Thimble provides the people of the Nicola Valley with traditional sewing needs. Specifically, the shop, is a very unique business that most people do not know exists in Merritt British Columbia. Therefore, when asked, Sharon McRae defines her quaint little shop as a much needed necessity for the community. Most importantly, Nimble Thimble provides a crucial service for hemming pants, skirts, re-pairing zippers, replacing buttons and more. 

merritt bc sewing services

Nicola Valley artisan seamstress tools

Equally important is having access to a seamstress.

Furthermore, in a tight spot, before your event or presentation, and you require a touch up or mending of a dress or suit then this Merritt BC sewing service is your first phone call. Additionally, with no time to waste, Nimble Thimble is a place to go to for last minute hems, broken zipper, lost buttons, or a needed style adjustment. 

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Sharon is always coming up with these super fabulous yet simple sewing projects.

“Repairing your favourite jacket, Sharon can do it!” Tania Stewart

Moving to Merritt BC.

My husband and I moved to the Nicola Valley near Merritt BC Canada. We looked at a map.  Saw that Merritt was  not far from the lower mainland and close enough to visit family when we wanted. Additionally, we also moved to Merritt  because it was just the right size. The community was equally big enough to satisfy all our needs but not too big to be overly congested.  

nicolavalley

Merritt BC Nimble Thimble

Bringing Merritt BC sewing services to Merritt BC.

Consequently, I started my business after my marriage fell apart because I needed an income to support my kids and myself. That is to say I only knew how to sew and I had been working at the local Dry Cleaners for a few years. Naturally, working for myself gave me the freedom to be available for my children as they have special needs. Additionally, I  really enjoy helping people. At the same time repairing my customers clothing has enabled me to help many people. As a result I have made many friends due to my business through the years.

Merritt BC Nimble Thimble

And more and more material can be found

Merritt BC fabrics 

Besides sewing, my store also carries fabrics for quilting, sewing notions, threads, and yarns made of wool, bamboo, and cotton. I also have access to suppliers for things I don’t have on hand and can order things in. There are even a few quilted items for sale and a few used clothes to sell as well.

Patchwork quilt

Patchwork quilt at Nimble Thimble

To illustrate Sharon’s talent. “Quilt” is derived from the Latin word “Culcita”, which means “stuffed sack.”

experiencenicolavalley

Zip it up!

Traditionally a quilt is made of three layers: a quilt top, batting, and a bottom layer. The top and bottom layers are made of fabrics stitched together. Batting (usually made of cotton or something similar) is the insulation that makes the quilt warm. None the less, a quilt takes time and dedication.  

Patchwork quilts were common in areas where women had few resources to make them. Using leftover fabric from earlier projects, old clothing, or other cheap materials was very common. 

Moreover sewing essentials needed!

In addition to a selection of beautiful materials, you will also find all your sewing essentials at Nimble Thimble in Merritt BC.

merritt bc sewing essentials

Merritt BC Sewing essentials.

“I am certain that a Sewing Machine would relieve as much human suffering as a hundred Lunatic Asylums, and possibly a good deal more.”
Margaret Atwood, Alias Grace

MerrittBC

Variety of thread. Nimble Thimble

Creative colors at this Merritt BC sewing store.

To demonstrate Sharon’s sewing room.

The sewing room, where creativity is surrounded by colors, is a  special Artisans Haven.

“Nimble Thimble has the most amazing craft and sewing room ever,” Tania Stewart!

sewing tools of history

Sewing tools from history

Quilting is an Art form.

“Moreover having a love for “Sewing”, I truly love and appreciate the dedication Sharon has for her business,” Tania Stewart.

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Beautiful selection of material.

merritt sewing services

Have I mentioned the material enough times or what.

In conclusion Merritt is truly lucky to have “Nimble Thimble Creations” 

Together with providing repairs, Nimble Thimble Creations carries fabrics for quilting, sewing notions, threads, yarns made of wool, bamboo, and cotton.  There are even a few quilted items for sale and a few used clothes as well. In addition to an arraignment of beautiful material, you will find all your sewing essentials at Nimble Thimble in Merritt BC. Whether you live in the Nicola Valley or are one of our many visitors in need of a special garment repair this is the Merritt BC sewing shop to visit.

CONTACT INFORMATION

Nimble Thimble

2058A Granite Ave,
Merritt, BC, Canada
V1K1B8 

Phone: (250) 315-2340

FACEBOOK

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Merritt BC Flower Shop 

Miss Vicki’s Petals and Plants Flower Shop

“Opening and running a flower shop feeds my soul,” Miss Vicki.

The Merritt BC Flower Shop called Miss Vicki’s Petals & Plants is located in downtown Merritt BC Canada. The flower shop serving the Nicola Valley opened on October 20, 2018. Equally as important, Vicki, calls the Nicola Valley  her home. When asked, “Why open a flower shop in Merritt,” Vicki adamantly replied, “I wasn’t going anywhere, this is my home.” Thank goodness because Miss Vicki’s Petals & Plants is truly a welcomed delight and is surely is an appreciated ambassador for Downtown Merritt.  

“The timing was right. I used to work in the florist department at Save on Foods here in Merritt,” Miss Vicki.

Merritt flower shop

Vicki’s attention to detail makes giving flowers that much more special.

Miss Vicki’s Petals & Plants in Merritt BC. being very picturesque.

The sights and smells make any visit to Miss Vicki’s Petals & Plants a special experience. The colorful blooming flowers and plants covering the walls and floors of her shop is a journey of rainbow colors and fairy tale scents. Go ahead, visit this Merritt flower shop and take a deep breath. Along with all the vibrant colors you are always welcomed with a warm smile from “Miss Vicki”, the stores proprietor. 

miss vickis flower shop

Colors, care and flair all part of the Miss Vicki’s experience

flower shop in merritt bc canada

That extra touch and personal service goes a long way

Further more, Miss Vicki gives back to the Nicola Valley Community. 

As a result of Miss Vicki’s passion for the Nicola Valley, she is constantly donating to many organizations, charities, non-profits, and fundraising events through-out Merritt. One such example of Miss Vicki’s fundraising efforts is her commitment to improving patient rooms at Nicola Valley’s Gillis House. Secondly, she also donates to our very own Merritt Centennials with a free give away at every game. Thirdly,  this flower shop in Merritt has donated towards many organizations in lieu of silent auctions, the Nicola Valley Food Bank, Winter Solstice Powwow, Lower Nicola Indian Band Christmas Tree, and countless others.

“I believe in Merritt and our Downtown Businesses,” Miss Vicki!

MerrittMissVicki's

The colorful bird is an added touch of passion often given to her customers

Recycling is key for this Merritt flower shop..

PetalsandPlantsVicki's

A treasured Rubber Ducky.

Vicki and Dee are very adamant about “Recycling“. They are aware of the damage and added pressures people can cause on our eco-system and environment. They are working  to decrease landfills by recycling, reusing, and continually creating beautiful works of flower-art by recycling clients favourite or personal objects. In fact, Vicki encourages her customers to bring in a personal sentimental object to be the focus of their flower arrangement.  For example, a special favourite tea pot can turn into a floral center piece.

Shopping for a Single Rose or Planning your Wedding?

In fact Miss Vicki’s Petals and Plants in Merritt BC can accommodate just about every occasion the Nicola Valley offers. Along with a vast selection of smaller flower arrangements, Miss Vicki’s is able to also provide larger beautiful centerpieces for their customers.  Specializing in their customer’s needs clearly indicates that Miss Vicki’s Petals and Plants will go beyond what your needs are including a last minute bouquet of flowers, a handcrafted gift or a floral arrangement for your event.  

“Over the Moon with the support we have received from the community,” Dee.

merritt bc canada flower shop

Miss Vicki’s Petals and Plants delivers when it comes to the finished floral arrangement

As a result of curiosity.

Dee, who works with Vicki,  joined the Merritt flower shop team two years ago. In fact, while browsing in Miss Vicki’s shop one day she turned to Vicki and asked if she was hiring part time? Dee has 35 years of experience creating and arranging beautiful flower art work. While both are talented flower-ologists (not a real word) there is no hiding the respect and unity between these two very personable ladies.

Merritt Miss Vicki's flower shop

“Over The Moon!” Dee explains how they cater to their customers.

The behind the scenes of a flower shop

Dee is often found in the back, creating beautiful flower arrangements. Her specialty, since Dee brings a lot of knowledge and talent to the floral business. Having lived in the Nicola Valley for the past 13 years her love for the community shows through her talent with outstanding floral creations. Truly exemplary!  

Furthermore every Friday while listening to Q 101 radio in Merritt, contestants can win a bouquet of flowers from Miss Vicki’s. Tune into Q101 for more details. 

Q 101 flower contest

Q101 contestant winner Marg.

Additionally Miss Vicki’s Petals & Plants showcases a wide variety of local artists.

This Merritt flower shop is also a big supporter of the local art scene in the Nicola Valley.  The fact that Miss Vicki’s shop has numerous one of a kind hand-made artifacts is a testament to how special this shop really is. Additionally, you will be amazed at the number of local artisans within our community who’s works are on display in her shop. Consequently I found myself perusing through Miss Vicki’s shop finding an abundance of treasures. 

“There is so much talent within the Nicola Valley. It is truly amazing and wonderful,” Miss Vicki.

birding in merritt bc canada

Detailed Tiny Cabin.

artisan works in merritt bc

Painted Wooden Houses.

first nation nicola valley smudge kit

Smudge Kit.

missvicki's plants

Body Haven Soaps. Made with Natural ingredients.

 

Furthermore schedule enough time to take in everything.

Indeed Miss Vicki’s Petals & Plants in Merritt BC Canada could be your one stop shop for floral and art. You will find cards handcrafted by Denise Weisse. There are custom built wood projects from Steamer’s Junk. A wooden bowl crafted by Reece. And the list goes on and on.

Missvicki'spetalsplantsmerrittbc

Miss Vicki’s own Artisan craftsmanship.

Next you will be enchanted with an array of glass birds & gorgeous flower pots.

Betty Pockrant flower pots.

Spice up your home or garden with more color.

Kay Schlosser Butterfly’s.

 

 

 

 

 

 

 

 

 

miss vicki'spetals

Lavender is in the air at this Merritt flower shop

Understand that flowers can spark creativity.

Did you know that Van Gogh and Manet were inspired by flowers!? Miss Vicki and Dee every day create masterpieces. In fact Miss Vicki and Dee explained to me that on many occasions someone has come into the shop to help clear their anxiety or depression. Additionally it has been shown that indoor plants can help reduce stress levels. Makes sense!

Desk Buddy perfect for your office or bedside.

To clarify flowers can improve your mood.

Here is another fact for you to digest. Did you know that flowers & plants in your bedroom helps people get a better sleep because of the natural aroma and their release of oxygen.  Subsequently, the time I spent in Miss Vicki’s shop made me feel exhilarated and a calmness came over me, as if I  just had a mini vacation in a spring garden.

 

 

Accordingly having Plants & Flowers in your home.

Plants help purify the air reducing harmful chemicals throughout your home. Additionally, flowers help save money by having no need for air fresheners. Also flowers are environmentally friendly while purifying your air.  

Merritt Miss Vicki's

An assortment of plants.

In fact the number of local artisans crafts that are displayed throughout is magnificent & numerous. 

For instance you can find Twin Willows Glass Arts, Bev’s Baggage Denim, Vicky’s Whimsical Yarns, Squirrels New Chapter, Electric Art by Andy, Creations by Irene, Don Loewen, Twin Willows Glass Arts, and countless more.

Merritt Vicki's Flower Shop

Warez Du Bees. Raw & Creamy Honey.

merritt flower shop gifts

Gifts can make a flower arrangement

 

Furthermore plants & flowers improve productivity.

Without a doubt people (animals) are more productive and have a higher level of concentration if they’re near plants. It is said that having plants in your home or work space will allow you to be more focused throughout the day.

Missvicki's

“Kumma” Teddy Bear in Finish. Shop dog.

 Contact Us

MISS MISS VICKI’S PETALS & PLANTS FLOWER SHOP

Address: 2052 Quilchena B,
Merritt BC, Canada
V1K 1A4
Phone: 250-378-5575

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