Services in Merritt and the Nicola Valley

Merritt Snowmobile Club

Sledding and Snowmobiling in Merritt BC 

All snow sledders welcome to the Nicola Valley!

Are you a certified snowmobile addict who looks forward to snowmobiling in Merritt BC? Then you are on the right track if you are reading this. Sledding in Merritt BC Canada is truly a fantastic adventure for snow chasers.  They tell us. Furthermore, the local snowmobile club takes great care providing well groomed backcountry sled trails. Not to mention that the Nicola Valley offers a wintery mix of weather which is good for hitting the trails by sled.

Snowmobiling in Merritt BC Canada

Starting point. Photo by Tania Stewart

Snowbound when snowmobiling in Merritt BC 

Talking with Adam McDonald, President of the Merritt Snowmobile Club in the Nicola Valley, truly gives a person incentive to get involved in the snowmobile industry. Starting with purchasing a sled. Followed by paying club membership fees. Then comes the extreme sledding experience. Becoming an official “Sled Head” is quite the honour! Lastly, to ensure a future in the local snowmobile scene, joining the Merritt Snowmobile Club ensures that future generations will have a wide range of trails to explore.  

Merritt Snowmobile Club Out and About in Nicola Valley

Merritt Sledding. Photo by Tania Stewart

Snowmobile Club in the Nicola Valley

The Nicola Valley has been rewarded with some of the best trails on this side of the Coquihalla Summit. For this reason, the club attracts  members from all over BC and even from the USA. Notably, the local sledding club hosts 3 poker runs a year along with a chili & hot dog day. At the same time hosting a “Wind Up” banquet in April.  The participation and the list of business supporters truly speaks volumes about the Merritt Snowmobile Club. 

Sledding trails in merritt bc

Snowmobiling on Thyme Mountain – Winters in Merritt, BC, Canada

Sledding in Merritt BC 

With a membership of around 94. This club truly takes care of their members. With 4 warming sheds to warm up in, re-group, snack and take a toilette break. All provided for members to use with a supply of firewood. Additionally clubs create tourism, jobs, and support local businesses with economic benefits. Our local adventure travel website as well, has a great section on snowmobiling in the Nicola Valley.

Snowmobiling in the Nicola Valley

Snowbound Club. Photo courtesy of Merritt Snowmobile Club

“In a relationship with sledding”

Merritt Snowmobile Club in the Nicola Valley has some prime sledding areas including the “Honeymoon”, “Thyme”, with a bit of “Andes Lake”. In addition,  they have some warming sheds as well to keep you toasty on your breaks or to hide from some nasty weather. However, before you jump on your sled and ride away, learn the basic parts of your machine. Knowledge keeps you safe and secure in the backcountry. Rocky Mountain Snowmobile advises you to learn the “ins-and-outs” about your machine before heading out on the trails.  

Merritt Snowmobile Club in the Nicola Valley.

Adam McDonald in Brookmere. Picture by Tania Stewart

Merritt Snowmobile Club

Trail maps provided by Merritt Snowmobile Club. Pic by Tania Stewart

Instead of hibernating during the winter months, become a mountaineer who laughs in the face of Old Man Frost by conquering  on a snowmobile! 

Behind the scenes  with the Merritt Snowmobile Club

Merritt Snowmobile Club spends countless hours applying for funding, planning, and building trails. They also sell maps and ads, keep track of memberships, maintain groomer drags and tractors, and recruit groomer drivers.

Sledding the trails in Merritt

Outdoor fun for all ages! Photo courtesy of Merritt Snowmobile Club

Snowmobiling heading out on teh trails

Snow trackers. Photo courtesy of Merritt Snowmobile Club

Trail maintenance doesn’t end when the snow is gone. Maintenance crews at snowmobile clubs say that grooming never stops. Summer time is the time for filing grants for maintenance of machinery and talking to private landowners to see if trails can be extended out into their property. It is also a great time to check out the trails, see what changes need to be made and keep the existing trails available for snowmobilers.

Snowmobiling Merritt BC Club

Trail groomer. Pic by Tania Stewart

Merritt Snowmobile Club

Parking for all your toy’s! Picture by Tania Stewart

Club volunteers also check out the trails and review the trail signs to make sure they are readable during the snow season. Clubs enlist volunteers who put in thousands of hours to maintain the trails.

Merritt Snowmobile Club BC

Warming sheds provided by Merritt Snowmobile Club. Pic by Adam McDonald

Hard at work grooming trails. Photo by Adam McDonald

  • While snowmobiling can be a heck of a lot of fun for all. Safety is key when outdoors. Some key safety tips are:

    1- Never ride alone.
    2- Always carry a safety pack with you. Beacon’s, shovel, depth probe and a radio or walkie talkie.
    3- Additional safety packs include an air pack that can be manually pulled. Like a car air bag. Air packs are to help bring you to the surface or help create an air bubble.
    4- Always set up a meeting area. And let the family know where your group will be sledding.
    5- Always check the weather!  Avalanche Trip Planner.
    6- Carry extra essentials. Water, warm clothing, fire starter, flare guns, trail food and blankets.
    7-  Carry a GPS device that will be useful for maneuvering the snowmobile trails and knowing your exact location.

Merritt Snowmobile Club

An Oldie but a Goodie! 1992. Photo Tania Stewart

Snowmobiling Merritt BC

Snow chaser. Photo by Tania Stewart

Snow drifting on a blustery day around Merritt BC

To be sure snowmobiling thrills many enthusiasts to get out and enjoy vast scenic snow capped mountains. Many snowmobile lovers enjoy this sport to the full extent. But it can be a risky sport if proper care is not taken when you are riding the machine. Therefore, you must ensure to follow certain things for ensuring maximum safety while snowmobiling. Proper preparation with up-to-date weather reports are a no brainer. Truly safety = fun. 

Snowmobiling Merritt BC

Pre-trip inspection. Picture Tania Stewart

Follow the Trail

Dedicated trials are drawn after a thorough analysis and examination. Therefore, they prove to be safe and not exposed to any serious concerns. If you take a risk and go off  the trials at any point, then you might be inviting any unwanted danger. Following the trials is not just important for the safety of yourselves but also for the safety of other riders who drive on the trails. Study the weather and the condition of the trail. 

Merritt Snowmobile Club Canada

Team up. Photo courtesy of Adam McDonald

Merritt Snowmobile Club. Pic by Adam McDonald

Mainly safety is “Key!”

Before leaving for the ride, you need to thoroughly know the weather and the trail conditions. If they aren’t appropriate, it is advised to cancel the plan, since it will be very risky riding out in the snowmobile in extreme weather conditions.

To put it more simply, don’t go beyond your limits. Given the fact that this recreational activity gets your adrenaline pumping throughout your body, it is one of the best feelings in the world. Going at fast speeds and zipping past trees is truly something else.

Snow attire. Pic by Tania Stewart

Snowmobiling Merritt BC Canada

Round up time! Photo Tania Stewart

At the same time!

It is quite common to forget about your limits while you’re having so much fun riding your snowmobile. But you should never try to go beyond your abilities as it increases the chances of getting hurt. If you go too fast and you don’t have the skills to bring the snowmobile under control, you are putting your life in danger. Always be aware of your limits so that you can be safe while having the time of your life.

Snowmobiling Merritt Nicola Valley

My ride! . Picture by Tania Stewart

Snowmobiling Merritt  Canada

Snow Bike! Photo by Tania Stewart

Never Drink and Ride

Snowmobiling Nicola Valley

New meaning to being a “Snowbird” Pic by Tania Stewart

Several snowmobile enthusiasts believe that drinking before going out is cool. 

However, you should never indulge in this practice which only adds to the risk of meeting with an accident. Alcoholic beverages increase the chances of suffering from hypothermia. They also slow your reaction time, making it harder to avoid obstacles. On top of that, you won’t be in the right state of mind to make snap decisions. Put all these together and it becomes the perfect recipe for disaster.

Fact : Being Snowed in is not the same as  being Snowbound

Snowmobiling is surely an exciting sport but it could prove risky if you do not keep the above-mentioned things in mind while snowmobiling. Wear all the required safety gear and appropriate riding apparel for getting a safe ride. Dressing in multiple layers and wearing clothes that are best suited for your size is very important for maximum safety. Above all neglecting any of the ride policies may lead to tragedies and could prove to be extremely dangerous. At the same time wearing appropriate riding gear that will keep you safe and warm while providing a more enjoyable experience. 

Snowmobiling Merritt BC Canada

Look what Santa brought me!

snowmobiling airtime winter sports

Nothing like getting a little air while snowmobiling

Firstly,  invest in a good helmet. It is your brain after-all. Your helmet is the top one for safety, choose and ensure proper size. Select a snowmobile goggle along with the helmet to enhance your visibility via snow and dense fog. Due to variant temperatures, choose your boots well.  Warm toes make happy legs. With this in mind look for boots  made up of items like rubber, the synthetic upper portion, and waterproof bottom for successfully repelling the snow. Equally important are gloves.  They are an important element of the riding gear since they always are with the rider and ensure to keep his hand warm from the snow, water, and wind.

In conclusion

Merritt Snowmobile Club is the beginning to your perfect adventure in the outback snow covered peaks. With ideal trails for beginners and pro’s, all groomed and maintained by Merritt snowmobile club. The Nicola Valley has some of the best trails along with breathtaking scenery.   

City of Merritt-Snowshoeing

City of Merritt-snowshoeing. Photo by ?

Outdoor sledding. Photo by Tania Stewart ?

Snowmobiling in Merritt British Columbia Canada

Nicola Valley Sledding

Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program.  Therefore it is a product of the EH? Canada Marketing Group.  Contact us today to bring this award winning community program to your region. 

Nicola Valley Parks and Playgrounds for Families 

Hiking, biking, horseback riding, mountain biking trails in Merritt

Parks in Merritt BC Canada – One of the most important things we look for when relocating to a different community in Canada besides a house, retail, safety,  are family parks. Merritt B.C. has much to offer when it comes to out-door enthusiasts. Moreover if you are thinking of moving to Merritt B.C. rest assured our community holds a certain standard to providing a wide variety of parks for all ages. Furthermore one can walk a short distance to most parks.  Truly there is a lot to experience in the Nicola Valley when considering play time in the outdoors in Merritt B.C. Canada. 

Parks in Merritt BC Canada with Experience Nicola Valley blogger Tania Stewart

Path through Rotary Park. Photo credit Tania Stewart.

Rotary Bike Park – Parks in Merritt BC Canada

The Rotary Bike Park is one of the most visited parks in Merritt B.C. Canada for mountain biking.  The community park has a bike park, skate board park, playground park, also includes a walking trail. Rotary Bike Park was originally built in 2006 while receiving upgrades in 2018. Therefore with the introduction of this bike park, the sport of mountain biking in Merritt BC got a boost.  

Rotary Bike Park

Rotary Bike Park and Skateboard Park in Merritt BC Canada

“Ride As Much Or As Little Or As Long Or As Short As You Feel, But Ride!” – Eddy Merckx

Mountain Biking Parks in Merritt B.C.

Place to meet friends. Bike Park. Photo by Tania Stewart.

Mountain biking in the Nicola Valley BC

Adrenalin jumpstart! Photo Credit Tania Stewart.

Thinking of moving to Merritt B.C.

Watch me, I will get this jump! Photo Credit Tania Stewart.

Merritt Skate Board Park

Adjacent to the bike park is a well maintained skate board park. It is for all ages, being safe, and has a community friendliness about the park. Personally I have brought my son there since he was 7yrs old. What made me love our community even more were the older kids who were always on hand to teach new tricks or help dust my son off when he bit it. Social interaction is so important for children’s development and self-confidence.  

Thinking of moving to Merritt B.C.

Helmet is key! Photo credit: Tania Stewart

Moving to Merritt B.C.

Skate Boarding for all ages. Photo credit Tania Stewart.

“Children will learn coordination, movement control and confidence at the skateboard park” Tania Stewart.

Merritt Skateboard Park

Learning the ropes at the Merritt Skateboard Park. Photo credit Tania Stewart.

Children’s Playground Park

Within this area is a playground park. It was built as part of a community and not affiliated with a school at all. The equipment is soft padded to help prevent injuries. There is a slide, swing, merry go round and more.  See… lots of activity and playground parks in Merritt BC Canada. And we are just getting started. 

Merritt bc playground park

Surrounded by “Nature!” Photo credit Tania Stewart

Nicola Valley Parks

Playground fun. Photo credit Tania Stewart.

Valley Kitchen 

Hungry? We have that covered too. Located beside the Rotary Bike Park you can feed your hunger with a great burger at Valley Kitchen. With a kid’s menu as well as drinks, ice-cream, coffee, and one of the best burgers I have ever had. One of my blogger cohorts had an opportunity to sit down and have a chat with these young entrepreneurs. Below is the short interview.  

“Playing promotes social interaction without biases while developing imagination.”  Tania Stewart

Parks in Merritt BC Canada Have Health Benefits

Albeit exercise is key for our children! Therefore, it is safe to say, being exposed to sunlight and fresh air provides a healthy dose of the “sunshine vitamin D” when playing in our parks in Merritt BC Canada.  Who would’ve of thought that swings can help provide children with physical development. Some of the skills research shows swings have include grasping, balance, landing, pushing, while getting into a rhythm of the swing. Moreover the memories that are gained at the playground are priceless as there is no limit to a child’s imagination. Moreover this is one of the few places a child has control of play with little adult interference. 

Playground in Merritt bc

Bench School Playground. Photo by Tania Stewart.

Nicola Valley park and playground

Super slides. Photo credit: Tania Stewart.

Merritt Bench Elementary School

Located at Bench Elementary School are 2 playgrounds. One for younger aged children interested in playing hop-scotch, , and a second one for intermediate aged ones interested in playing basketball hoops within a forest setting.  Although I do believe there is no age requirement to take part in the adventure and fun enjoyed on playgrounds. 

Bench Elementary School

Bench Elementary School. Pic by Tania Stewart.

Child Development Is Supported by Parks and Playgrounds

Moreover playgrounds and parks can help stimulate our child’s cognitive development while helping with problem solving skills. Going across the monkey bars truly takes thought, with space, distance with a lot of bravery. Making it across that first time gave me the confidence to tackle everything at the playground. 

 

Merritt school playgrounds.

Playground team ship. Pic by Tania Stewart.

Smith Pioneer Park  Lower Nicola

Parks in Merritt BC Canada includes Smith Pioneer Park, which is really a Thompson-Nicola Regional District community park, located in the heart of Lower Nicola.  Let me assure you that this is an amazing recreational park for all.  Firstly, the equipment will surely  keep them interested and invigorated for hours.  Secondly, adjacent to the park is a arena for horse lovers who may want to train in a safe arena.

Horse riding arena next to parks in Merritt BC

Horse riding arena. Picture by Tania Stewart.

Playground Amenities

Many of our parks in Merritt B.C. offer a person a chance to cool down or have a family picnic while enjoying the beautiful scenery.  Moreover, many recreation areas are suited for parents who would like sit in the shade, relax while your children play. All is good when one knows their children are having fun, exercising while being where they should be “outside.” Truly because of the many benefits children gain playing outside only makes the need for playgrounds that more important when looking to relocate. The  “Annual Garlic Festival” is hosted in Smith Pioneer Park in late September. 

Thinking of moving to Merritt B.C.

Playtime is paramount for a child’s imagination. Pic by Tania Stewart.

Lower Nicola Park.

Picnic in shade. Photo credit Tania Stewart.

Lower Nicola Merritt B.C.

Adventure time! Photo by Tania Stewart.

“Defending castles and slaying dragons were my playground adventures.” Tania Stewart.

Moving to Nicola Valley.

Arena for horse riders. Pic by Tania Stewart.

Fun for hours. Pic by Tania Stewart.

Rotary Water Park

So when all is said and done. A great way to cool down in those hot summer days is Merritt’s only water spray park, Rotary Park.  Located within walking distance from downtown is our only water park. Truly a place for children to cool down while parents can rest assure that this is a safe child zone. Furthermore, this park has been visited by the Easter Bunny, with an annual egg hunt, host to “Aboriginal Day”, “Canada Day Festivities” as well as “Music in the Park”. Along with having an amazing bandshell for live entertainment this park gives a unique venue for a family park.  

Merritt bc spray park - water park playground

With a children’s playground there is a small rose garden dedicated to Princess Diana.

Rotary Park Playground

Adjacent to the water park is a playground full of adventure for every age. Proving slides, swings, jungle time apparatus and more. Safely built with a child’s imagination in mind. Providing tons of fun with a short hop to the water park to cool off. 

Rotary Park. Pic by Tania Stewart.

Parks in Merritt BC slides and swings

Fun n play. Photo credit Tania Stewart.

Parks in Merritt BC

Also beside the Rotary Park flows the Nicola River.  With safety and adult supervision a world of nature can be explored. Spotting some ducks, tadpoles, occasional frogs, chipmunk or a beaver swimming by is not unusual. More than often my son and I have come across a sleeping deer. What could be better than this, nature at your fingertips.

chipmunk in merritt bc - wildlife sighting

Spot a chipmunk. Photo by Tania Stewart.

wildlife sighting and self guided tour in merritt bc

Spot a sleeping deer. Pic by Tania Stewart.

 

Catching frogs. Photo by Tania Stewart.

In Conclusion

Knowing that one of the most important things we look for when relocating to a new community are family parks and child playgrounds.  The Nicola Valley  offers everything from a water park to skate boarders, bike park, and countless playgrounds. Ideal for all out-door enthusiasts.    With a wide range of different parks that provide unique experiences in the community of Merritt enables families to enjoy the outdoors.  

Parks in Merritt BC sunsets

Merritt B.C. sunset. Photo by Tania Stewart.

Parks in Merritt BC Canada

Moving to Merritt BC for Parks 

Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program.  Therefore it is a product of the EH? Canada Marketing Group.  Contact us today to bring this award winning community program to your region. 

Summer Outdoor Activities in Merritt BC

Summer Adventures and Activities in The Nicola Valley

Outdoor summer activities in Merritt BC , offers a wide range of sunshine fun.  200 lakes, mountain biking trails and more makes the Nicola Valley a great choice for your next destination spot in the summer. Merritt’s  slogan says it all “A Lake A Day For As Long As You Stay”.  And we have rivers too! I guarantee when it comes to experiencing summer outdoor activities in the Nicola Valley,  it will make you wish you planned for more time so to go kayaking, boating, hiking, mountain biking, horseback riding and viewing wildlife.   

“I don’t need therapy, I just need my boat.” Unknown

Summer Activities Merritt BC.

Gone Fishing! Photo by Tania Stewart.

Summer Activities Merritt BC

Outdoor Activities Merritt BC.

Swimming fun! Picture courtesy Tania Stewart.

Outdoor Activities Merritt BC.

Nature’s poolside, were you can find me. Photo by Tania Stewart.

Summer Activities in Merritt BC Includes Lundbom Lake 

Lundbom Lake is truly one of my favorite Summer Activities in Merritt BC. A beautiful lake which is located only 10 minutes from downtown Merritt BC. Moreover  Lundbom Lake  is a great location for camping, fishing and horseback riding. While the surrounding area also provides excellent mountain biking and ATV/dirt bike riding. Along with having sunny and shady sites. Open from Apr 26, 2019 – Oct 14, 2019. Outdoor  

Summer Activities Merritt BC.

Julie Pollard “Is that the big one?” Photo Tania Stewart.

 

Summer Activities Merritt BC.

Enjoying the dock. Photo by Tania Stewart.

Outdoor Activities Nicola Valley.

View of Lundbom Lake. Photo TS.

 

“I camp here until the end of October most years.” Unknown Tourist.

 

Kayaking on Lundbom. Photo by ehCanadaTravel.com.

EhCanadatravel

Fall camping Eh! Photo courtesy ehCanadaTravel.com

 

“Lundbom Lake is very quiet and peaceful. Little noise pollution during all 3 of our visits. That is all we have to base it on. So it works for us.” Eh Canada Travel Website

Outdoor Summer & Fall Activities in the Nicola Valley BC. Canada.

Lake Trout. Photo Greg Girard.

Outdoor Summer & Fall Activities in the Nicola Valley BC. Canada.

Lundbom Lake Fall night. Photo by Greg Girard.

“THE FISHING ROCKS! Had to get that one out.” Greg Girard.

Outdoor Activities Merritt BC

Horse back riding has to be one of the best summer  activities everyone can enjoy. A great opportunity to take in all of Mother Nature’s beauty. Trail riding is truly a Summer & Fall activity everyone can enjoy together in Merritt B.C. Offering a few choices, the Nicola Valley provides a day of adventure with nature in a saddle.  

Horse Camping at Lundbom Lake. Photo by Tania Stewart.

Outdoor Activities Merritt BC.

A-P Guest Ranch. Photo by Tania Stewart.

Fall Fly Fishing in the Nicola Valley

Fly Fishing being a popular sport, Merritt BC has it made with 200 lakes.  There is no wonder to why Corbett Lake Lodge is an anglers dream during the fall months. For all your supplies that you may need, surely drop by Ponderosa Sports located downtown Merritt.  

Summer Activities Merritt BC

Dragon Flies. Photo TS.

Summer Adventure on Nicola Valley’s Lakes

Fishing for bait. Picture by Tania Stewart.

 

Best Fishing Lakes Near Merritt

It should be noted that the Nicola Valley boast’s some of the best fishing in the World! There are over 200+ lakes in the region. Many are prime lake fishing destinations, including Garcia Lake, Marquart Lake, Hamilton Lake, Edna Lake, Mathew Lake, Morgan Lake, Roth Lake, Gwen Lake, Lundbom Lake and Lily Lake. Located just outside of Merritt, Marquart Lake is a small, clear lake which offers good rainbow trout fishing, camping and other outdoor activities nearby. 

Were to Start Planning Your Summer Activities

One place to start is our travel website Experience Merritt. Once you have your bearings than check out some of the fishing experiences on this blog site. Last, but not least, ask a local or visit Ponderosa Sport’s downtown Merritt.

 

Kennedy Lake Hike

Kennedy Lake Hike. Photo Credit: Tania Stewart

Mountain Biking Outdoor Activities Merritt BC

Outdoor adventure mountain biking on the many trails surrounding the Nicola Valley provide endless days of exploring the backcountry.  No crowds. Lots of trails. Mouth-dropping scenery. Therefore to enjoy the trails in our backcountry all you need is a water bottle, the right gear and your ride. Nature and the adrenaline rush provides the rest. In reality the Nicola Valley provides the beautiful backcountry scenery, the wildlife sightings, the remote wilderness lakes and forested rolling hills. A nature enthusiasts dream space. Questions? You can drop a line with Merritt Mountain Biking Association

Mountain Biking Fun

Mountain Biking Fun. Photo by Jordan Pinto.

Mountain Biking - Merritt BC

Scenic trails. Photo by Jordan Pinto.

Moreover Hiking/Backpacking 

Truly enjoying the fall weather while hiking in the Nicola Valley is a must. Making sure to have your compass, water, picnic basket and a camera to capture your adventure. With the City of Merritt being located in a valley surrounded by mountains makes this an ideal destination place for avid backpackers and hikers. Generally having on the average sunny warm fall days makes it a pleasant day of hiking and adventure for the whole family. Reminder to always tell someone were you will be hiking if alone.

merritt bc camping

Harmon Lake. Photo courtesy of Experience Nicola Valley Blogger Tom Reynolds.

Scenic nature. Photo by Tania Stewart.

Summarizing Outdoor Activities in The Nicola Valley

Outdoor Activities in Merritt BC truly will have you smiling and knowing that you just had the best summer.  While Merritt can boast over 200 lakes with desert-like weather truly makes this your next vacation spot. “ A Lake A Day as Long as You Stay” has been it’s local slogan for decades. Equally making this your next destination place for activities such as kayaking, boating, mountain biking, hiking, paragliding or just lazily strolling lake trails.  Truly making this your next destination vacation spot!

Summer Fun in The Nicola Valley

Come and Experience the Adventure

 

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“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group.  Contact us today to bring this award winning community program to your region. 

Merritt Summer River Camping – Outdoor Adventures

Places to Camp Riverside Around Merritt B.C

Staycation Summer River Campgrounds Merritt BC

Merritt Summer River Camping : As a result of Covid19 many families in Canada have rediscovered the outdoors. Furthermore, many have reignited their love of “Camping” with a dash of adventure.  But where does a person start? Knowledge about out-door activities starts with Experience Nicola Valley and Experience Merritt.  A great resource for planning a trip to the Nicola Valley.

Merritt Summer River Camping or Lakes

Surely when thinking of camping we often picture lakes. While a lake is great, river camping can be just as enjoyable. Do you prefer full amenities while camping or rustic adventures? Or full amenities vs outback river camping? All are available here in the Nicola Valley! 

Merritt Summer River Camping

Looking for Gold! Photo Credit:  Tania Stewart.

camping moon shadows campground

Camping on the river. Photo Credit:  Tania Stewart.

Benefits of Summer River Camping in Merritt 

  1. Stress reduction:  No alarm clocks, just the sound of nature.
  2. Fresh air:  Sleeping well may be your new experience.  
  3. Relationship building: One of the best and most important aspects of camping is how it helps you and your family gain hands-on outdoor experiences.
  4. Physical fitness: Time spent camping is physical time. You set up a tent, gather firewood, go for a swim, hike, boating, kayaking not to mention meal time. Cooking and preparing meals without a microwave can be exhausting. 
  5. Wildlife: Although seeing wildlife is great. Respecting while observing from a distance. 
  6. Confidence building: Teaching your children along with yourself becoming more confident learning new things while respecting the outdoors. 
Summer river camping

Swing rope. Pic by Tania Stewart.

Coldwater River. Photo Credit:  Tania Stewart.

Selecting A River Site

River camping during summer months in the Nicola Valley provides a few options to choose from. Here are five of my favorite places to camp riverside around Merritt BC. 

MOON SHADOWS RV PARK & CAMPGROUND

Located south of Merritt, BC, Canada along the Coldwater River, the Moon Shadows RV Park and Campground offers great camping all year-round. With competitive weekly, monthly, and off-season rates, Moon Shadows is a great option for your extended camping stay. RV and tenting sites are set back in the trees and offer spectacular scenery to enjoy. Moon Shadows facilities include laundry, heated washrooms with showers, a gorgeous gazebo by the river, and a small convenience store.

Merritt Summer River Camping

Camping under the Moon shadows. Photo Credit:  Tania Stewart.

 

When you go camping with friends or family, you get a chance to talk and visit without distraction into the night. Grandma T.

 

CLAYBANKS RV PARK & CAMPGROUND

The Claybanks RV Park and Campground offers spacious, well-maintained sites along the Coldwater River.  The nicely treed property is located close to downtown Merritt and many of the great activities offered in the area. Enjoy golfing, fishing, swimming, or just take in the beautiful flowers as you walk along the river. Whether tenting or RVing, Claybanks has you covered with 44 full-serviced RV sites and 20 tenting sites. This pet-friendly campground is open year-round with  heated washrooms, showers, a snack shop, and horseshoe pits.

Merritt Summer River Camping

Kids just love the river. Photo by Tania Stewart.

Merritt  River Camping

Walking distance to downtown Merritt. Photo Credit:  Tania Stewart.

Camping can revitalize families while being away from all the distractions at home.

 

NOOAITCH CAMPING 

Truly experience rustic camping here amongst scenic mountains’ and a historical railway bridge. Can not get any better than this. With only a few spots to camp,  no overcrowding. Moreover you can swim or pan for false gold on the riverbanks. I can guarantee this is my favorite spot in BC. Along with it’s scenic beauty, it is a bit hotter than in Merritt. While only being 15min out of town. 

Petit Bridge

Camping by the bridge. Pic by Tania Stewart.

Merritt river camping in the summer

Scenic Nicola Valley views. Photo Tania Stewart.

“Rivers may not accommodate a speed boat, yet your steps away from the water.” Tania Stewart.

 

N’KWALA CAMPGROUND

N’kwala campground is located beside the Nicola River. This is a popular camping location providing opportunities for canoeists and kayakers to enjoy the pace of the river. Albeit during the summer hot spells when the river levels are low, the site is still an ideal location for camping. Furthermore providing a refreshing dip in the river to cool off. With a mix of Yellow Pine and shady fir trees, along many sunny sites which can accommodate any size of camping units. Boasting 20 camping sites and located only 15 minutes from Merritt BC. 

Merritt Summer River Camping

Exploring river banks. Pic by Tania Stewart.

River Camping in Nicola Valley

Floating peacefully. Photo by TS.

Summer River Camping outside Merritt

Scenic drive through Brookmere. Photo Credit:  Tania Stewart.

Merritt Summer River Camping

Tenting or trailer is perfect. Photo Credit:  Tania Stewart.

Pet Friendly! 

Assuredly we all want to bring our pets with us on our summer adventures. All of the campgrounds mentioned are truly “Pet Friendly”

Summer River Camping Merritt Tips

  • In short pack extra clothing. After all, the weather around Nicola Valley is generally warm & dry. Sometimes it may rain or get a little cool at night. So make sure to pack clothes for all types of weather. 
  • Take advantage of outdoor attractions. During your stay, make sure to set time aside to explore all that your campsite has to offer. 
  • Overall protect yourself. It’s extremely important to protect yourself from all that Mother Nature provides, so make sure to pack sunscreen and bug spray! 
  • Cleanup. Overall packing up is the worst. Leaving paradise is hard, but making sure to leave nothing behind is crucial.  
  • Make sure your fire is completely out. 
River camping during summer months

Kids just love camping! Picture courtesy of Tania Stewart.

Exploring and adventure on the river. Photo by Tania Stewart.

Staycation Summer River Campgrounds Merritt BC

Merritt Summer River Camping can be your next vacation. River camping during summer months in the Nicola Valley provides a few options to choose from. Most important the soothing sounds of the nearby river will lull you to sleep under the stars every night. 

Take Me To The River

Nicola Valley Travel and Tourism Guides

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“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group.  Contact us today to bring this award winning community program to your region. 

Merritt Honey and Bees

Experience the Buzz in the Nicola Valley

The Nicola Valley  people and groups are standing up for bees and some are making honey

Merritt Honey and Bees – Throughout the world people have taken on the fight for the survival of our “Bees”. Merritt BC Canada is no different. Every day more and more people are becoming more aware of  how important these hard working honey makers are to our survival. Not to mention, without bees, the availability and diversity of fresh produce would decline substantially, and human nutrition would likely suffer.

Lots of Merritt Honey and Bees in the Valley

 I have heard the call of  the “Bumblebee”. To say nothing to how much I love “Bees” this is my tribute to these amazing creatures through my photo’s.  Experience the sweet Buzz in the Nicola Valley knowing I have tasted the honey in it all. Therefore, I can safely say that the Nicola Valley is home to some fine Apiaries.

Experience the Buzz in the Nicola Valley

Worker bees. Photo by Tania Stewart.

Experience the Honey in the Nicola Valley

Experience the Buzz in the Nicola Valley

Bees can see all colors except “Red”

Experience the Buzz in Merritt

Bees like coffee, keeps them awake.

 Going Bee Crazy Experience the Buzz in the Nicola Valley

Nicola Valley Gourmet  honey is produced by unsprayed bees on there ranchlands surrounding beautiful Merritt, B.C.  Additionally, with the combination of climate, abundance of flowers, soil and water resources the ranch is an ideal breeding ground for honey.   

Grimshire Apiary , located in the Nicola Valley,  is one of Merritt’s producers of raw unpasteurized honey products.  However, not only do they do honey, they also have beeswax candles for sale.   

Merritt honey makers.

Bees do not sleep, Photo by Tania Stewart.

Interesting fact:  The word “honeymoon” is derived from the ancient tradition of supplying a newlywed couple with a month’s supply of mead in order to ensure happiness and fertility. 

Experience the Buzz in the Nicola with bees

Bee are sensitive to smell. Photo by Tania Stewart.

“If the bee disappears from the surface of the Earth, man would have no more than four years left to live.” Albert Einstein 

Experience the Buzz in the Nicola with bees

They have a brain the size of a sesame. Photo by Tania Stewart.

“Honeybees are important pollinators for flowers, fruits, and vegetables. They live on stored honey and pollen all winter and cluster into a ball to conserve warmth. How cozy. While worker bees forage for food (pollen and nectar from flowers), build and protect the hive, clean, and circulate air by beating their wings.” National Geographic. 

Experience the Buzz in Merritt BC.

Bees have 5 eyes. Picture courtesy of Tania Stewart.

Experience the Buzz in the Nicola

They can solve basic math problems. Picture Tania Stewart.

Experience the Bee in the Nicola Valley 

What I have found through the years observing bees is that they have such amazing personalities. As a matter of fact, in the above pictures of this bee I found on my doorstep one day, it looked like this little guy was dying.  As I approached this little bee it raised it’s arm to warn me with a defensive move. However, I was most stunned when after a couple of seconds this bee got up and buzzed off. 

Experience the Buzz with bees

The sun helps bees navigate. Pic by Tania Stewart.

Without pollinators, the human race and all of Earth’s terrestrial ecosystems would not survive. 

Experience the Buzz in the Nicola with bees

Bees can remember your face. Pic by Tania Stewart.

Bees work up quite a thirst foraging and collecting nectar. Try filling a shallow bird bath or bowl with clean water,  arrange pebbles and stones inside so that they break the water’s surface. Stones will allow the bees to land and refresh themselves. Kind of like a Bees watering well. 

“One of the largest threats to bees is a lack of safe habitat where they can build homes and find a variety of nutritious food sources.” Queen Bee.

 Going Bee Crazy

The Queen lives for 5yrs. Photo by Tania Stewart.

“Synthetic pesticides, fertilizers, herbicides, and neonicotinoids are harmful to bees, wreaking havoc on their sensitive systems. Avoid all.” Tania Stewart.

About 80% world plants have been pollinated. Photo by TS.

Support Local Beekeepers and Organizations

Local beekeepers work hard to nurture their bees. Buying locally-made honey and beeswax products helps the local environment. Plus, local honey is not only delicious, it is made from local flora. Basically you are tasting your own flowers. Notably, this is said to also help with seasonal allergies!

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A single bee will produce only about 1/12 of a teaspoon of honey in its lifetime. Pic by Tania Stewart.

Researchers have discovered that bumble bees are disappearing at rates “consistent with a mass extinction”.

“If declines continue at this pace, many of these species could vanish forever within a few decades,” Peter Soroye warned.

 

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Bees are taught by elders in the hive how to make honey.

Save our Bees

One of the main causes to the endangerment of our bees is their habitat loss. Death of bees is then followed closely by  invasive species, and natural disasters. Recently, there has been a worldwide call for everyone to get their “Flower Power On” in support of the bee.

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The practice of beekeeping dates back at least 4,500 yrs.

Interesting Fact: Bees are not born knowing how to produce honey. The elder bees in the hive teach the young at bee school.

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During a single collection trip, a honey bee will visit anywhere from 50 to 100 flowers.

How can you help 

Plant flowers and trees, go chemical free, create bee baths and homes for native bees. With the exception of honeybees, most bees are solitary creatures. In light of this you can provide a safe haven for them with a small plot of land in your garden. Provide “Bee condos”, small tube “apartments”  which allow species like mason bees to take up residence.

Bee Condo.

Bee watering station.

In a Bee World

There is a mass global awareness with people becoming more aware of the dangers bees are facing. Education and home scientists taking on the duty to help save these essential pollinators are leading the charge. Little things make a difference too like planting flowers, trees, water stations or even building mini bee condo’s.

The first step to their survival is awareness, and understanding how crucial they are to our own exitance.  Without our pollinators this blue planet we will be at a loss. 

Merritt’s’  Apiaries

Nicola Valley Honey. 1-(250)378-5208

Miller’s Farm active apiary and have farm fresh honey year round. (250) 315-1012
 
Grimshire Apiary. Producer of raw unpasteurized honey products. (250) 378-9703, 

Nicola Valley Travel and Tourism Guides

nicola valley talk show

“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group

Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Planet Hair & Spa’s Grand Re-Opening

Were You Go To Get Your Locks On!

Up-date on Planet Hair and Spa in celebration of their 25th Anniversary. 

Planet Hair has persevered by adapting and growing during these troubling times. All the while keeping their fundamental values, “Customers are #1”.  Planet Hair and Spa has re-positioned itself with a fresh new look.  While most people don’t consider the impact our clothes have on our environment, Kathy has truly thought of this. She understands, that more people are becoming aware of Textile Waste and its damage to our environment. Re-cycling with some re-thinking is what Kathy Castro is bringing to her spa! Additionally, as you are getting a great hair style, you can update your wardrobe with Vintageretro  clothes. 

Planet Hair and Spa serving the Nicola Valley, BC

Take your time, impressive selection. Photo by Tania Stewart.

Planet Hair and Spa Merritt BC.

Beautiful prom gowns! Photo Tania Stewart.

Planet Hair and Spa serving the Nicola Valley.

These “Boots” are made for walking.

 

Vintage clothing offers a chance to explore personal style. Tania Stewart.

 

Planet Hair and Spa serving the Nicola Valley, BC

My personal fav! You need to see this beautiful dress!

Accessories are a must!

 

Vintageretro fashion is still going strong in terms of clothing, footwear, and accessories. 

According to the Canadian Lock-down Orders

Due to Covid 19 Kathy Castro owner and operator of Planet Hair & Spa located in Merritt British Columbia had to close her doors . As a result many loyal clients have to suffer through a time of “nasty bedhead hair”.  Due to circumstances out of Kathy’s control, little options were available, but to try and turn a negative into a positive. Hence the re-vamp, re-decorate,  and re-paint of her salon. Having known Kathy for many years, one thing is for sure when talking about Kathy Castro, she rarely lets bad news take her down. 

 

Merrittplanethair

Kathy Castro in the Trenches!

It is important to note that Planet Hair and Spa is truly an Experience Nicola Valley venture and has always been my personal favourite place to get my “do” done.  However, what really makes my haircut experience so special is the opportunity to connect and socialize. Incidentally, I was also blessed to have Kathy as my first guest on the “Nicola Valley Talk Show“.  

WATCH NICOLA VALLEY TALK SHOW INTERVIEW

Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Not only was I very fortunate to have Kathy as my first guest on the “Nicola Valley Talk Show”, I was able to see first hand the work and time that was put into re-decorating her business.  I applaud Kathy and her husband Paul for taking on this massive undertaking. Despite having to close its doors, with little warning, Planet Hair and Spa has re-positioned itself with a fresh and new look for opening day.  

Nicolavalleyplanethair

Our stations are ready for you!

Additionally re-vamping Planet Hair & Spa beauty products display 

When speaking about beauty products Kathy has traveled the world and has done her research. In all honesty, I can say that with all of Kathy’s years of experience she is able to seek out the best beauty products. The fact that Planet Hair stands by their products is just another way they stand behind their service. Kathy understands that hair care is important hence the large selection of products her shop has on display. However, Kathy does ask that all clients do not touch the products because of the COVID 19 safety protocols and, instead, ask to see them. Look, inquire but do not touch.  

Not only does Planet Hair and Spa provide haircuts, colours, and streaks. They also provide some of the best “products” to keep your hair healthy”, Tania Stewart.

To illustrate the vast range of products available 

The products available are many. Too many to list here. But, since summer is coming, they do have some suntan lotion made from hemp that is gaining some good reviews. Then there is the line of AG hair products on her shelves which will take care of your hair. Some of the brand names lining the shelves include “Designer Skin”, “Fiesta”, “Rusk“, “Reuzel” and “Nioxin“.  Whenever you are wanting to tame or inspire your curls then take a look at “DevaCurl“.  Planet Hair & Spa has many of things a person would want for hair and skin care. 

merrittplanethair

Nails are important!

bcplanethair&spa

Comfort is important.

Planet Hair & Spa product wall. “Teetree” is available.

Additionally Planet Hair & Spa offers a wide range of styling items

Equally important are the styling items available like straighteners. For you newbies those are the hot curling devises we use to keep our hair style going. In fact Planet Hair & Spa is a one stop shopping place to purchase everything your hair desires. Not to mention that a coupon or beauty product would make for a great gift!

 

planethairnicolavalley

Taking your appointments serious.

When re-opening social distancing is key 

Kathy has made sure your health is number one when visiting her shop in the Nicola Valley. She has her staff well trained and equipped with all the protective equipment including masks, and head visors. Social distancing will also be respected in her shop with only 3 hair stations operating at one time, which is every second chair in operation.

The separation of the chairs will provide safe social distancing. Truly making sure all clients are safe Kathy has all work stations social distanced as well as in client’s waiting room space. Moreover making your experience stress-free, relaxing while providing assurance for every one’s safety. While giving her clients the needed care and beauty treatment they have been waiting for. 

It is always a Great Experience!

planet hair and spa

Kathy Castro – Planet Hair & Spa

Everyone I talk to about Planet Hair & Spa tell me that Kathy has a way of making you feel like you are their favorite client. Whether it is your first time in her chair or your five-hundredth time having your hair done Kathy makes you feel comfortable and welcomed. What makes this hair salon and spa stand out is truly how gracious Kathy and her team are for having you as a client. 

Without a doubt Kathy is one of the most determined business minds I have been fortunate to know. A fashionista, trend setter, entrepreneur and let us not forget an amazing hair stylist.

 

CONTACT US:

Planet Hair & Spa

2040 Granite Ave,
Merritt, BC V1K 1P3

(250) 378-5558

WEBSITE

***

Award Winning Nicola Valley Travel and Tourism Guides

nicola valley talk show

“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group

NEWS RELEASE

 

 

Merritt & Nicola Valley Destination Marketing Society
Release #012

For Immediate Release

March 15, 2021

Tourism Nicola Valley community tourism initiative wins International and Provincial awards in the same week

Merritt, BC – Last week was a remarkable one for Tourism Nicola Valley. The independent destination marketing society was recognized twice for its innovative digital tourism marketing program, “Experience Nicola Valley”.

2021 Canada Prestige Award for the ‘Marketing Program of the Year”

United Kingdom based magazine Corporate Live Wire announced on March 10th that out of the thousands of nominations received, Tourism Nicola Valley won the 2021 Canada Prestige Award for the ‘Marketing Program of the Year”. With a global audience numbering in the millions, Corporate Live Wire provides business professionals with in-depth content on business trends in industries such as Technology, Healthcare, Energy and Tourism. The annual Prestige Awards recognize small and medium-sized businesses from around the world that have proven the best in their market over the last 12 months.

tourism nicola valley award

Corporate Live Wire Project Manager, Tom Avon explained the reason Tourism Nicola Valley received the award this year was because “[i]n a relatively short space of time [Tourism Nicola Valley] has clearly created something unique in the market that is making a big difference to people in the community. The program is both informative and educational and really helps put a focus on local businesses and what they do well. There is no question [that] the program will encourage more to visit the region. We are very pleased to recognize [this] hard work.”

2021 BC Economic Development Association Community Project Award

Shortly afterwards on March 11th Tourism Nicola Valley received the news that it won the annual BC Economic Development Association Community Project Award for the “Experience Nicola Valley” program. The British Columbia Economic Development Association (BCEDA) and FortisBC teamed up this year to announce the winners of the 2021 BC Economic Development Awards. This BCEDA Community Project Award recognizes an organization that has implemented various economic development initiatives that provide economic benefits to a community or region.

bceda award tourism nicola valley

According to Dale Wheeldon, BCEDA President and CEO, “the BCEDA has given these awards to individuals and groups who have dedicated their time to community-based economic development. These awards recognize BCEDA members’ outstanding work in supporting their local economies, and making a meaningful difference in their communities.”

Tourism Nicola Valley Award Winning Program

Launched in 2018, the Experience Nicola Valley project is part of a larger tourism marketing initiative developed by Greg and Colin Girard of eh Canada Marketing Group. The “Experience Community Marketing Revitalization Program” is a community driven authentic content marketing program specifically designed for rural and small communities. The program consists of three interactive “real time” content marketing platforms and an extensive ongoing training program including: an interactive community website on a national platform; a blogsite created by the community; and a live weekly Talk Show that features local businesses and organizations.

While the program has been a huge asset for Merritt, British Columbia, Canada and the Nicola Valley since it launched, it has proven to be an even bigger one over the past year as the community deals with the negative effects of COVID-19.

Tourism has been basically shut down for the past year”, says Melvina White, Vice President of Tourism Nicola Valley. “The Experience Nicola Valley program has kept the community alive by providing a platform for locals to share their stories about the region with people from around the world’.

QUOTES:

“Fantastic news to learn that the Merritt and Nicola Valley Destination Marketing Society has been recognized nationally and provincially for their innovative Experience Nicola Valley Program. This economic development and tourism initiative has created many positive experiences and results in our community. Thank you goes out to all who play a part in this authentic, and, obviously successful, program.” Manuel Olguin, Community Futures Nicola Valley.

“I would like to offer my congratulations to the Merritt and Nicola Valley Destination Marketing Society better known as Tourism Nicola Valley for winning not one but two prestigious awards this past week. The team has been working very hard promoting tourism for Merritt and the Nicola Valley and their efforts have paid off big time with some amazing peer recognition locally from the BC Economic Development Association and from as far away as the United Kingdom and Australia. Their Experience Nicola Valley Program has included everything from the large four-season signs on the highway at the entrances to Merritt all the way to the very successful blogging post they do. Great work team; the awards are well deserved.” Tony Luck, Merritt City Councillor.

“Time, staff, skills and funding has, for as long as I can remember, been a challenge faced by many a small and rural community in Canada when it comes to marketing and growing their brand. Hence, why we developed the “Experience Community Program” specifically designed for small towns. It is an authentic and customizable proven program which we plan on replicating in as many communities as possible,” Greg Girard Co-Bro Founder of EH? Canada Marketing Group.

TO LEARN MORE:

Experience Nicola Valley: www.experiencenicolavalley.com

Corporate Live Wire Prestige Awards: https://corporatelivewire.com/awards.html?award=174

BC Economic Development Association Professional Awards: https://www.bceda.ca/professional_awards.php

eh Canada Travel: https://www.ehcanadatravel.com

For more information or to arrange an interview, please contact:

Melvina White, Vice President Tourism Nicola Valley – melvinawhite2@gmail.com

Greg Girard, Vice President eh Canada Marketing Group – media@ehcanadatravel.com

 

– end –

Tire Shop in Merritt – Nicola Valley BC Canada Mechanics

Fountain Tire Merritt – Tire Service in the Nicola Valley

Tire shop and mechanic service in the valley of Merritt

Fountain Tire is a preferred tire shop in Merritt BC Canada. This local mechanic automotive service station takes care of commercial and light car and truck automotive repair. And of course Tires, lots of tires. Fountain tire Ltd (Merritt) opened in Merritt in 2008 by Larry Ruttan.

tire shop in merritt

Fountain Tire New Owners

In 2021 Jamie and Sheila Hatch will become the new owner/operators of Fountain Tire (Merritt) in British Columbia Canada. Jaime moved to Merritt from Drayton Valley, Alberta in 2018. He worked as assistant manager. Soon after Sheila and the kids followed.

Jaime is a red seal journeyman mechanic and has been in the industry for over 23 years. However, when he is not at work, he enjoys fishing, hunting and spending time with family. Therefore they have settled nicely into the Nicola Valley, so much so, they are members of the Merritt Speedway. Subsequently, their daughter, Megan, is a race car driver.

Merritt Speedway Stock Car Racing is well know in the Nicola Valley for its sense of community and family for over 30 years. The speedway is looking forward to when we can race again.

Sheila says, “The advantages of operating a tire shop in Merritt are that you meet so many different people from many walks of life. This community has a sense of family, everyone looks out for each other.”

fountain tire

Sheila continues with, “And for us, because Merritt has several highways coming into it, we are able to assist those who need help when travelling through our beautiful valley. We have had the pleasure of helping out the travelling talent that come for various music festivals that run each year. Never a dull moment and Oh ..the weather!”

tire man in merritt

Brandon Hatch of Fountain Tire Merritt Photo Credit: Sheila Hatch

Meet the Owners

Sheila and Jamie Hatch, the owner of Fountain Tire Shop in Merritt, and their son Brandon, are like most of us, surviving Covid-19 by planning to get involved in community events. In other words they are really putting themselves out there expressing that we are all on this road together.

Fountain Tire Staff

Communities need to stick together to survive hard times. There is strength in numbers. At the tire station they have 7 staff in addition to 2 more red seal journeyman mechanics. 

Tires For All Seasons

Whether you need tires for the highway, bush, logging truck or racing they have a wide assortment of quality tires. Tires for a range of budgets that best suit their customers. Fountain Tire in the community of Merritt BC is known to go the extra mile for their customers. Most importantly get them back on the road safely and in a timely manner.

Who is Fountain Tire?

Fountain Tire Ltd. is a Canadian company, founded in Wainwright, Alberta by Bill Fountain. The first store opened in 1956. As a result they have stores from B.C. to Ontario.

Contact Information

website: www.fountaintire.com
facebook: merrittfountaintire
email: f132@fountaintire.com
Phone: 250-378-2442

Tire Shop in Merritt

Nicola Valley Mechanic Station

“Experience Community Program” is a small and rural community authentic content marketing program. It is a product of the EH? Canada Marketing Group. In other words contact us for more information on how to start this program in your community. media(at)ehcanadatravel(dot)com

Estate Planning in Merritt BC

A Holistic View on Estate & Insurance Planning in Merritt – Kamloops -Logan Lake 

The Second Pillar of Financial Planning

Estate Planning in Merritt, BC – Life is full of unexpected turns and twists. Because of that, we need to have a plan in place. Here we focus on developing comprehensive strategies that protect, preserve and provide for those that we care about. What is in place to protect our income and wealth? On our passing, is there enough liquidity in our estate? Is our will up to date? Is the executor and power of attorney we selected up to the task? If we could no longer work and were not an ideal retirement age, how would our retirement look?

familyinsurancemerritt

Great care needs to be taken to ensure the needs are all protected and fulfilled.

A Quick Disclaimer…

Some of the strategies that I will discuss are not to be taken as advice for your unique needs. I strongly suggest that you speak to a qualified professional.  These are complicated issues and not to be taken lightly. Being dually licensed in Mutual Funds and Insurance, I look at the big picture when it comes to making recommendations. 

Some Basic Assumptions to Begin Financial Planning

To begin, every financial plan looks at a couple main points. We start with a desired retirement date and a projected date of passing. For some, this number may be larger than others. Family history and current health are indicators of potential life expectancies. For the most part, I look at tables and project that way. A truth we must face, some of us will live to be 90 and even 100 years old.

A Shocking Canadian Statistic

Protecting Our Income and Our Wealth

Play along with me for a moment. Imagine yourself 45 years old. You are in the prime earning years of your life.  With possibly 20 years to go until retirement, many things are on your mind. Funding our children’s future education goals, paying off that mortgage and investing for retirement most likely top that list. You receive a call, letting you know your spouse was in a serious car accident. They unfortunately will not survive their injuries. I know this may seem grim, however, this is a part of life for some. This event was one of two things, planned or unplanned. Having a policy in place to protect against such an event will make all the difference for that surviving spouse and those children. 

Estate Liquidity Needs

When an individual passes, expenses come up out of no where that need to be covered by someone. Assets like a primary residence or an investment account will not be available right away to help cover some of these expenses. If there is no will in place, your loved ones may have to cover your expenses for months to come before the courts will actually grant someone the ability to simply act as your administrator. With accounts frozen, these expenses will have to be paid out of pocket by someone else. Not exactly the lasting memory we wish to leave behind. However, a simple beneficiary designation in the correct direction or a life policy could change this whole story.

Estate Planning in Merritt and Trust Advisory (Wills/POA)

Your last will and testament is an important thing to have in place. However, just as important is who you name to carry out your last wishes. Is this executor or executrix up to the task? With your passing, could you see them being mentally and physically able to carry out this task? Not exactly something we want to take lightly. Trusts are a complicated topic as well and the situation needs to warrant having something like this in place. Split families and second marriages bring a level of complexity to the estate planning process also. The wording needs to be very accurate to ensure your wishes take place. 

Living Benefits (Disability/Critical Illness/Long Term Care)

What would happen to our family if we were injured before retirement? This can have a massive impact on an individual or a family. What happens when one no longer has the ability to meet our current expenses, possibly even having expenses increase? What if a medical diagnosis or disease left us unable to earn a living for ourselves? There are so many situations that can be planned for. Ensuring we have proper coverage at different parts of our life is vitally important. Would our significant other be able to live comfortably if we needed long term care?

Ensure Your Plan Prepares You For The Unexpected

Experience Nicola Valley Financial Blogger

 

Estate Planning in Merritt BC

 

Merritt British Columbia Canada Top Travel & Adventure Guides

“Experience Community Program” (small and rural community authentic content marketing program) is a product of the EH? Tourism Marketing Group. Contact us for more information on this program at media(at)ehcanadatravel(dot)com.

Managing Cash Flow Merritt – The First Pillar of Financial Planning

“If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.”

Managing Cash Flow in Merritt, BC – Last edition we looked from a high level overview at the 6 pillars of financial planning. This edition will focus a little more in depth into the financial pillar of managing cash flow. 

managing cash flow merritt

Budgets are just guides. We are in control of how they flow.

 

Managing Cash Flow Begins With A Cash Flow Analysis

Managing cash flow in Merritt, or anywhere else, varies over our pre-retirement and retirement years. No matter the season of life, the process remains the same.

First, we need to determine all the sources of income that we have entering our picture. Then we need to determine our current and future expenses. This can be tricky as future expenses will increase due to inflation and the loss of purchasing power takes place on our retirement nest egg.

 

managing cash flow merritt logan lake

To coffee, or not to coffee…that is the question…

 

Managing Our Income In Our Pre-retirement Years

In our pre-retirement years, income will come in different ways. We will earn employment income, rental income or income from being self-employed. If incorporated the income may come through dividends. We could even receive capital gains from our investments. These are all taxed differently and the goal is to bring them “into our picture” in the most tax efficient manner. For the most part, if planned properly, we are in control of how we receive these and even when.

 

How We Determine Our Retirement Paycheque

In retirement we could still receive any of the incomes listed above. There are a few additional benefits that become available in our sixties. Firstly, between the ages of 60 and 70 we can begin receiving CPP or Canada Pension Plan benefits. If you receive the benefit before age 65, you will receive a penalty of 0.6% per month that it is taken early. Alternatively, each month after 65 that you delay receiving CPP you are paid a 0.7% bonus for life.

Secondly, between age 65 and age 70 we can begin receiving OAS or Old Age Security. Thirdly, the year we turn 71, it is mandatory that by December 31st of that year any RRSP’s, or Registered Retirement Saving Plan’s, are converted into RRIF’s, or Registered Retirement Income Funds. The government determines the mandatory minimum amount that must be withdrawn on an annual basis. Confusing? You bet it is! Fourthly, there is even a GIS, or Guaranteed Income Supplement, available in the mid to late sixties to those who can qualify for it. 

moneyadvicemerrittbc

Always just a phone call away.

 

“Why Would I Wait To Receive Government Benefits?”

A common question I am asked. It is uniquely situational. Each individual or couple has different things that are available at different times in their life. Some are struggling  to make ends meet when they reach 60 years old and just take the CPP benefit early. Others may be receiving payouts upon their retirement and delaying additional income a year may be beneficial. Most answers are based on tax strategies when it comes to planning in this area. There is no cut and dry best time to take it for everyone. It must be something that is analyzed and planned for. 

Some Things To Have In Place Before Retirement

Most of us will be at the height of our earning years before retirement. If planned for, we could see ourselves entering retirement mortgage free. There is no better time to have a line of credit or credit solution in place “just in case” we may need it in retirement. Credit solutions always look at what you own and what you earn. However, if you wait until you are already retired it will reduce the credit you have available. 

Tax-efficiency Is Key In Retirement Income Planning

There are many strategies for income planning in retirement. Again, all are uniquely situational. Similar to questions raised above like, “When do I start collecting CPP or OAS?” These are big picture questions.  It is all tied in together. Taxes are the single largest expense of our lifetime. If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.

These Decisions Have Lasting Effects,

Seek Professional Help To Get It Right!

planninginmerritt

Managing Cash Flow – Nicola Valley

 

Financial Planning Near Merritt, BC

Managing your cash flow Merritt

Nicola Valley BC Canada

 

Nicola Valley Financial Planning in and around Merritt British Columbia, Canada

Merritt British Columbia Canada Top Travel Guides