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Tire Shop in Merritt – Nicola Valley BC Canada Mechanics

Fountain Tire Merritt – Tire Service in the Nicola Valley

Tire shop and mechanic service in the valley of Merritt

Fountain Tire is a preferred tire shop in Merritt BC Canada. This local mechanic automotive service station takes care of commercial and light car and truck automotive repair. And of course Tires, lots of tires. Fountain tire Ltd (Merritt) opened in Merritt in 2008 by Larry Ruttan.

tire shop in merritt

Fountain Tire New Owners

In 2021 Jamie and Sheila Hatch will become the new owner/operators of Fountain Tire (Merritt) in British Columbia Canada. Jaime moved to Merritt from Drayton Valley, Alberta in 2018. He worked as assistant manager. Soon after Sheila and the kids followed.

Jaime is a red seal journeyman mechanic and has been in the industry for over 23 years. However, when he is not at work, he enjoys fishing, hunting and spending time with family. Therefore they have settled nicely into the Nicola Valley, so much so, they are members of the Merritt Speedway. Subsequently, their daughter, Megan, is a race car driver.

Merritt Speedway Stock Car Racing is well know in the Nicola Valley for its sense of community and family for over 30 years. The speedway is looking forward to when we can race again.

Sheila says, “The advantages of operating a tire shop in Merritt are that you meet so many different people from many walks of life. This community has a sense of family, everyone looks out for each other.”

fountain tire

Sheila continues with, “And for us, because Merritt has several highways coming into it, we are able to assist those who need help when travelling through our beautiful valley. We have had the pleasure of helping out the travelling talent that come for various music festivals that run each year. Never a dull moment and Oh ..the weather!”

tire man in merritt

Brandon Hatch of Fountain Tire Merritt Photo Credit: Sheila Hatch

Meet the Owners

Sheila and Jamie Hatch, the owner of Fountain Tire Shop in Merritt, and their son Brandon, are like most of us, surviving Covid-19 by planning to get involved in community events. In other words they are really putting themselves out there expressing that we are all on this road together.

Fountain Tire Staff

Communities need to stick together to survive hard times. There is strength in numbers. At the tire station they have 7 staff in addition to 2 more red seal journeyman mechanics. 

Tires For All Seasons

Whether you need tires for the highway, bush, logging truck or racing they have a wide assortment of quality tires. Tires for a range of budgets that best suit their customers. Fountain Tire in the community of Merritt BC is known to go the extra mile for their customers. Most importantly get them back on the road safely and in a timely manner.

Who is Fountain Tire?

Fountain Tire Ltd. is a Canadian company, founded in Wainwright, Alberta by Bill Fountain. The first store opened in 1956. As a result they have stores from B.C. to Ontario.

Contact Information

website: www.fountaintire.com
facebook: merrittfountaintire
email: f132@fountaintire.com
Phone: 250-378-2442

Tire Shop in Merritt

Nicola Valley Mechanic Station

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Estate Planning in Merritt BC

A Holistic View on Estate & Insurance Planning in Merritt – Kamloops -Logan Lake 

The Second Pillar of Financial Planning

Estate Planning in Merritt, BC – Life is full of unexpected turns and twists. Because of that, we need to have a plan in place. Here we focus on developing comprehensive strategies that protect, preserve and provide for those that we care about. What is in place to protect our income and wealth? On our passing, is there enough liquidity in our estate? Is our will up to date? Is the executor and power of attorney we selected up to the task? If we could no longer work and were not an ideal retirement age, how would our retirement look?

familyinsurancemerritt

Great care needs to be taken to ensure the needs are all protected and fulfilled.

A Quick Disclaimer…

Some of the strategies that I will discuss are not to be taken as advice for your unique needs. I strongly suggest that you speak to a qualified professional.  These are complicated issues and not to be taken lightly. Being dually licensed in Mutual Funds and Insurance, I look at the big picture when it comes to making recommendations. 

Some Basic Assumptions to Begin Financial Planning

To begin, every financial plan looks at a couple main points. We start with a desired retirement date and a projected date of passing. For some, this number may be larger than others. Family history and current health are indicators of potential life expectancies. For the most part, I look at tables and project that way. A truth we must face, some of us will live to be 90 and even 100 years old.

A Shocking Canadian Statistic

Protecting Our Income and Our Wealth

Play along with me for a moment. Imagine yourself 45 years old. You are in the prime earning years of your life.  With possibly 20 years to go until retirement, many things are on your mind. Funding our children’s future education goals, paying off that mortgage and investing for retirement most likely top that list. You receive a call, letting you know your spouse was in a serious car accident. They unfortunately will not survive their injuries. I know this may seem grim, however, this is a part of life for some. This event was one of two things, planned or unplanned. Having a policy in place to protect against such an event will make all the difference for that surviving spouse and those children. 

Estate Liquidity Needs

When an individual passes, expenses come up out of no where that need to be covered by someone. Assets like a primary residence or an investment account will not be available right away to help cover some of these expenses. If there is no will in place, your loved ones may have to cover your expenses for months to come before the courts will actually grant someone the ability to simply act as your administrator. With accounts frozen, these expenses will have to be paid out of pocket by someone else. Not exactly the lasting memory we wish to leave behind. However, a simple beneficiary designation in the correct direction or a life policy could change this whole story.

Estate Planning in Merritt and Trust Advisory (Wills/POA)

Your last will and testament is an important thing to have in place. However, just as important is who you name to carry out your last wishes. Is this executor or executrix up to the task? With your passing, could you see them being mentally and physically able to carry out this task? Not exactly something we want to take lightly. Trusts are a complicated topic as well and the situation needs to warrant having something like this in place. Split families and second marriages bring a level of complexity to the estate planning process also. The wording needs to be very accurate to ensure your wishes take place. 

Living Benefits (Disability/Critical Illness/Long Term Care)

What would happen to our family if we were injured before retirement? This can have a massive impact on an individual or a family. What happens when one no longer has the ability to meet our current expenses, possibly even having expenses increase? What if a medical diagnosis or disease left us unable to earn a living for ourselves? There are so many situations that can be planned for. Ensuring we have proper coverage at different parts of our life is vitally important. Would our significant other be able to live comfortably if we needed long term care?

Ensure Your Plan Prepares You For The Unexpected

Experience Nicola Valley Financial Blogger

 

Estate Planning in Merritt BC

 

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Managing Cash Flow Merritt – The First Pillar of Financial Planning

“If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.”

Managing Cash Flow in Merritt, BC – Last edition we looked from a high level overview at the 6 pillars of financial planning. This edition will focus a little more in depth into the financial pillar of managing cash flow. 

managing cash flow merritt

Budgets are just guides. We are in control of how they flow.

 

Managing Cash Flow Begins With A Cash Flow Analysis

Managing cash flow in Merritt, or anywhere else, varies over our pre-retirement and retirement years. No matter the season of life, the process remains the same.

First, we need to determine all the sources of income that we have entering our picture. Then we need to determine our current and future expenses. This can be tricky as future expenses will increase due to inflation and the loss of purchasing power takes place on our retirement nest egg.

 

managing cash flow merritt logan lake

To coffee, or not to coffee…that is the question…

 

Managing Our Income In Our Pre-retirement Years

In our pre-retirement years, income will come in different ways. We will earn employment income, rental income or income from being self-employed. If incorporated the income may come through dividends. We could even receive capital gains from our investments. These are all taxed differently and the goal is to bring them “into our picture” in the most tax efficient manner. For the most part, if planned properly, we are in control of how we receive these and even when.

 

How We Determine Our Retirement Paycheque

In retirement we could still receive any of the incomes listed above. There are a few additional benefits that become available in our sixties. Firstly, between the ages of 60 and 70 we can begin receiving CPP or Canada Pension Plan benefits. If you receive the benefit before age 65, you will receive a penalty of 0.6% per month that it is taken early. Alternatively, each month after 65 that you delay receiving CPP you are paid a 0.7% bonus for life.

Secondly, between age 65 and age 70 we can begin receiving OAS or Old Age Security. Thirdly, the year we turn 71, it is mandatory that by December 31st of that year any RRSP’s, or Registered Retirement Saving Plan’s, are converted into RRIF’s, or Registered Retirement Income Funds. The government determines the mandatory minimum amount that must be withdrawn on an annual basis. Confusing? You bet it is! Fourthly, there is even a GIS, or Guaranteed Income Supplement, available in the mid to late sixties to those who can qualify for it. 

moneyadvicemerrittbc

Always just a phone call away.

 

“Why Would I Wait To Receive Government Benefits?”

A common question I am asked. It is uniquely situational. Each individual or couple has different things that are available at different times in their life. Some are struggling  to make ends meet when they reach 60 years old and just take the CPP benefit early. Others may be receiving payouts upon their retirement and delaying additional income a year may be beneficial. Most answers are based on tax strategies when it comes to planning in this area. There is no cut and dry best time to take it for everyone. It must be something that is analyzed and planned for. 

Some Things To Have In Place Before Retirement

Most of us will be at the height of our earning years before retirement. If planned for, we could see ourselves entering retirement mortgage free. There is no better time to have a line of credit or credit solution in place “just in case” we may need it in retirement. Credit solutions always look at what you own and what you earn. However, if you wait until you are already retired it will reduce the credit you have available. 

Tax-efficiency Is Key In Retirement Income Planning

There are many strategies for income planning in retirement. Again, all are uniquely situational. Similar to questions raised above like, “When do I start collecting CPP or OAS?” These are big picture questions.  It is all tied in together. Taxes are the single largest expense of our lifetime. If we arrange our retirement income correctly we can lower the tax we pay over our retirement and, eventually, lower the amount of taxes due at our passing on.

These Decisions Have Lasting Effects,

Seek Professional Help To Get It Right!

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Managing Cash Flow – Nicola Valley

 

Financial Planning Near Merritt, BC

Managing your cash flow Merritt

Nicola Valley BC Canada

 

Nicola Valley Financial Planning in and around Merritt British Columbia, Canada

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Craft Beer Merritt BC

Merritt British Columbia Canada

Empty Keg Brew House is the home of craft beer in Merritt BC Canada

 

Where or where does one go for craft beer in Merritt BC Canada? We just happen to know exactly where you can go to enjoy a cool glass of craft beer in a brew house in the Nicola Valley. After all how amazing is it to have our very own brewery here in Merritt BC. We just have to let you all know.  Therefore I am proud to share with you the story of the “Empty Keg Brew House” located, right here, in the Nicola Valley. It may be a smaller scale micro brewery but it sure can serve up some naturally clear, unfiltered beer that captures the essence of the craft beer industry. 

Empty keg brew house merritt bc

Kyle Hall ringing the bell. Photo by Tania Stewart

Welcome Craft Beer in Merritt BC – Empty Keg Brew House 

Established in 2019, the brew house is a place where locals and visitors can enjoy locally brewed beers, brewed on site, on tap, and straight from the kegs. Hence why the story of Kyle and his wife Kelly – the owners of the brew house – is such a great story to tell.  It is a story about a dream and bringing it to life. 

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The Brewery – Photo by Tania Stewart

craft beer in merritt bc canada

Were all the work begins. Photo by Tania Stewart

“Empty Keg Brew House is an experience truly enjoyed in the Nicola Valley,” Tyler S

Empty Keg & Brew Nicola Valley

The selection. Photo by Tania Stewart

The Craft Beer Experience at the “Empty Keg Brew House”

Not sure on the type of craft beer to enjoy? Then just ask. Let the friendly staff at the Merritt brew house help match you up with the right beer based on your preferred taste. Tell them how you do beer and they will suggest your ale. Surely you will not be disappointed! However, be advised, there is no rush too. You can always take a seat and try a sampling of beers in their mini pints.

Empty Keg Craft Beer in Merritt BC

Love this menu! Photo by Tania Stewart

Beer, Snacks or Order In

Despite having their own snacks on hand, Empty Keg Brew House allows patrons to order out and bring it in. How cool is that! Yes, you can bring your lunch or dinner from another restaurant with you to the brew house and eat there plus order a beer. Having a pizza delivered to a place you are having a couple of drinks is a good example of community support at its finest. To boot,  Yaki Joe’s Pizza along with “Subway” are right next door.

Empty Keg & Brew

House Snacks. Photo by Tania Stewart

Empty Keg & Friends

You have the craft beer. You ordered in some food. Now, the icing on the cake, the company you keep! Primarily Kyle, and Kelly along with their staff work hard to provide a lively atmosphere, full of laughs and therefore creating memories. It is an atmosphere ideal for friends to gather together for good times. 

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Great family n friends. Photo by Tania Stewart

Empty Keg & Brew Nicola ValleyAlways a “Fun” time!. Photo by Tania Stewart.

Merrittnicolavalleyemptybrew

You never know who you may run into. Good people always make it better. photo by Tania Stewart.

More the Merrier

Fun Fact – Research has shown communicating with people face-to-face, one to one makes us more resilient to stress factors in the long run. Therefore, for me, surrounding myself with good friends and family has always made me feel grateful and lucky to have such good people in my life. 

enjoying a craft beer in merritt bc

Fun times with fun friends! Photo by Tania Stewart

Empty Keg & Brew here in Merritt BC.
Fun games to play! Photo courtesy of Tania Stewart

Bring the whole family for a fun time!

Children are permitted at the brew house. In fact, this may be the time to show your kids a real game! A game that you may have played in your childhood years. This is a place to have a family fun night out, order a pizza and play a board game, arcade game or even air hockey. After all who does not remember “Pac Man” and “Centipede?”

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Playing “Centipede” 80’s style. Photo by Tania Stewart
Brewhouse
Ricky trying to beat my score! Photo courtesy of Tania Stewart

 

Empty Keg & Brew Nicola Valley

Any takers? Challenge! image courtesy of Tania Stewart.

 

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Board games for everyone. Photo courtesy of Tania Stewart

Chess or Pac Man anyone? Photo courtesy of Tania Stewart

 

Hockey Night in Empty Keg Brew House! Photo courtesy of Tania Stewart

Last Word

After all,  how amazing is it to have our very own brewery here in Merritt BC. Bring your family call your friends and leave your phone off. Just enjoy!  Kyle or Kelly also cater to private parties.

Drink Responsibly 

Empty Keg Brew House is a member of the BC Ale Trail. Part of the membership is ensuring their beers are promoted and enjoyed responsibly by those adults who choose to consume them for the continued prosperity of the craft beer industry in British Columbia.  

craft beer in merritt bc canada

Join the Fun! Photo by Tania Stewart

CONTACT US

Empty Keg Brew House

2190 Voght St, Merritt, BC V1K 1C1

1 (250) 315-2337

www.emptykegbrewhouse.ca

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Craft Beer in Merritt BC

Nicola Valley BC Canada

 

Nicola Valley Brew House

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Retirement Planning in Merritt, BC

Retirement planning through financial planning fundamentals

“While portfolio performance is important, it’s only one component of your overall financial well-being”

Retirement Planning in Merritt, BC – Retirement is that one point in our lives that we are all working towards. There are no two retirements that are the same. We will all have our own unique journey while living in the Merritt, Ashcroft, Kamloops and Logan Lake area. However, there is more to it than just putting money away for our working lifetime. The years right before our retirement are the most crucial to have “all the ducks in a row”.

There is more to our retirement planning in Merritt than investment performance

Many investment advisors will only focus on how your portfolio is projected to perform with your retirement planning. While portfolio performance is important, it’s only one component of your overall financial well-being. A comprehensive financial plan planning focuses on meeting your needs over both the short and long term. We need to create certainty in all areas of your financial future.

Confidence in our retirement planning through the Six Pillars of Financial Planning

You may ask, “one component?” Yes, retiring can be stressful and is more complicated than you think. Any solid retirement plan should be looking at up to six different components. I like to call these the “six pillars of financial planning.” Each pillar is based on a foundation of tax efficiency.

Pillar # 1 – Managing cash flow

We start off by examining the cash and credit requirements needed while working towards our goals. This is achieved through cash flow analysis, secured lending, residential lending and tax-efficient income planning. We need to ensure we are paying ourselves more each year. Why? Inflation eats at the purchasing power of each dollar every year. 

Pillar # 2 – Preparing for the unexpected

Here we focus on developing comprehensive strategies that protect, preserve and provide for those that we care about. However, should something happen to us, we need to have a plan in place. Here we examine a few areas. What is in place to protect our income and wealth? On our passing, is there enough liquidity in our estate? Is our will up to date? Is the executor and power of attorney we selected up to the task? What would happen to our family if we were injured before retirement? What if a critical illness left us unable to earn a living for ourselves? Would our significant other be able to live comfortably if we needed long term care?

Pillar # 3 – Planning for major expenditures

This is a crucial step where we ensure we have a plan in place for making our goals a reality. This is where we look at credit/liquidity solutions, education planning, investment property structuring and even recreation property planning. What are your hobbies now? Car racing? Fishing? Or do you prefer the art or music scene? Most likely, what you do now for enjoyment you will do more of in retirement. 

Pillar # 4 – Optimizing your retirement

You have just finished working thirty, forty and maybe even fifty years. As a result, you’ve built up a nice “nest egg” for yourselves. Here we focus on managing retirement risks and preserving your capital. We also need to create enough income to support your retirement needs and goals. The focus is on portfolio construction and oversight, total return strategies, guaranteed income solutions and withdrawal strategies. 

Pillar # 5 – Sharing your wealth

Now is the time to create or review your existing estate plan. How would you like your legacy to live on? Here we choose the people and the causes that are important to you. After a lifetime of living and giving, certain charities and organizations become near and dear to us. This is our opportunity to give back through charitable giving. We also spend some time on the financial literacy of our beneficiaries. The goal is to ensure what you have worked so hard for is received and used in the wisest manner possible.

Pillar # 6 – Maximizing your business success 

Finally we have come to pillar number six. However, it does not apply to all. There are many business owners and entrepreneurs in Canada. The planning needed here involves another layer of complexity. I like to implement strategies that synchronize and enhance your personal and business financial plan. We look at personal and corporate tax integration and optimizing corporate investments. We also look at pre-liquidity planning and ultimately business succession. 

Don’t think or hope you’re doing things right, know it!

Retirement planning is a complicated process, I’m here to help!

 

 

Financial Planning in Merritt, BC

Nicola Valley BC Canada

 

Merritt, Ashcroft, Kamloops and Logan Lake BC in the Nicola Valley

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Financial Planning In Logan Lake British Columbia

Holistic Financial Plans uniquely designed for each individual family 

“I am a firm believer in saying “yes” to something and figuring it out afterwards. I am now performing webinars that can be viewed online because being elderly or having poor health shouldn’t stop people from learning.” 

Financial Planning in Logan Lake – I generally spent 2-3 days per week working from home and creating financial plans for families and businesses here in Logan Lake, BC.  The other 2-3 days per week I spent meeting with people face to face, updating or creating plans with families and businesses in the surrounding areas. An average week I would find myself in Kamloops, Merritt, Cache Creek or Ashcroft meeting with people who desire advice and guidance on how to grow, preserve or protect their net worth. 

Financial Planning in Logan Lake - we come to you

Warm weather is here! Time to stretch the legs!

Social Distancing for Financial Safety

However, social or physical distancing is the “new norm” for the moment. Meeting face to face with families and business owners right now to perform financial planning is difficult in some situations, but not for all. Going from home to home in Logan Lake, BC at this time is challenging. With some of my clients being elderly and/or immune compromised, I’ve been focusing more on phone calls and video meetings. I’m not worried too much about my own health, I don’t believe I would be at risk of it affecting me that greatly. I find myself more worried about unintentionally spreading a sickness to someone else. I’ve been taking precautions to ensure I stay distanced from my clients, whether they are new or existing clients. I use my pen, you use yours. Interestingly enough, pens aren’t used a whole lot these days. They might be making a come back. 

Change Came Quickly to Ensure Safety for All 

I quickly learned I needed to adapt to this ever changing landscape. Soon, I found myself in the middle of March. However, due to COVID 19, I stopped meeting face to face in the beginning of March as things began to change. Before COVID19 I had never hosted a meeting on Zoom before. I had attended multiple meetings but that was it. My wife, Jennifer and I have a busy home with 7 children ruling the roost. Creating financial plans in an office at my parents house in Logan Lake, BC was a normal thing to do.  However, my 89 year old grandfather lives with them as well. Because I could not risk somehow transmitting COVID19 to him, I had to make a change to my own process. 

financial planning logan lake

Home office in a hurry, I sometimes have little visitors.

Financial Planning from Home in a Hurry

Rumors and discussions with my co workers in Kamloops, BC were leading to the temporary closing of our office. With this out of the picture I had to improvise. I did some quick measurements of our bedroom and re-arranged our furniture to make my new home office. I purchased a desk from Staples and comfortable chair from Jysk in Kamloops, BC. Now I could continue working from home performing financial planning in Logan Lake, BC. 

Digital Meetings for the First Time

Knowing I had to figure this out, and quickly, I performed a Zoom meeting with my parents just to test it out. We needed to connect anyways to review their financial plan and ensure that their retirement was still solid. Because this market volatility that was happening throughout the global economy, we needed to confirm the planning was still on target. Learning how to create and schedule a Zoom meeting, inviting people to that meeting and running a meeting was a neat learning experience. Over the past few weeks, I’ve held multiple meetings now with my clients and with some new clients also through utilizing this valuable communication tool. 

Seminars On Hold, Moving On To Webinars

With restrictions on how many people can now come together, I cancelled all the seminars I had planned. However, I still wished to explain the benefits of financial planning to my community and far beyond. Over the past few months I had worked with Community Futures – Nicola Valley and the Logan Lake WHY (Wellness – Health – Youth). With my new found wisdom, I jumped immediately into Zoom webinars. I am a firm believer in saying “yes” to something and figuring it out afterwards. I am now performing webinars that can be viewed online because being elderly or having poor health shouldn’t stop people from learning. Those that are willing to learn more about financial planning can do so from the comfort of their own home. 

financial planning nicola valley

A walk in the woods, and some fresh air between meetings.

Financial Planning in Logan Lake, or British Columbia, Has Not Changed

What I do for families and businesses, as well as, financial planning in Logan Lake, Merritt, Kamloops, Cache Creek, Ashcroft, has not changed. The process remains the same. No adventure begins by only entering the starting point into our GPS. First, it’s important to get an accurate picture of where we are now. Second, it is important to know exactly what your life and business goals are. In conclusion, we must ask yourselves, “is something as important as our financial well being worth taking a wrong turn?”

Comprehensive Financial Planning in Logan Lake British Columbia

“A Goal Based Approach to Financial Life”

Merritt, British Columbia, Canada


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Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Planet Hair & Spa’s Grand Re-Opening

Were You Go To Get Your Locks On!

 

Accordingly to Canadian Lock-down Orders

Due to Covid 19 Kathy Castro owner and operator of Planet Hair & Spa located in Merritt British Columbia had to close her doors . As a result many loyal clients have to suffer through a time of “nasty bedhead hair”.  Due to circumstances out of Kathy’s control, little options were available, but to try and turn a negative into a positive. Hence the re-vamp, re-decorate,  and re-paint of her salon. Having known Kathy for many years, one thing is for sure when talking about Kathy Castro, she rarely lets bad news take her down. 

 

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Kathy Castro in the Trenches!

 

It is important to note that Planet Hair and Spa is truly an Experience Nicola Valley venture and has always been my personal favourite place to get my “do” done.  However, what really makes my haircut experience so special is the opportunity to connect and socialize. Incidentally, I was also blessed to have Kathy as my first guest on the “Nicola Valley Talk Show“.  

WATCH NICOLA VALLEY TALK SHOW INTERVIEW

Merritt Planet Hair & Spa Re-Opening Covid 19 Style

Not only was I very fortunate to have Kathy as my first guest on the “Nicola Valley Talk Show”, I was able to see first hand the work and time that was put into re-decorating her business.  I applaud Kathy and her husband Paul for taking on this massive undertaking. Despite having to close its doors, with little warning, Planet Hair and Spa has re-positioned itself with a fresh and new look for opening day.  

Nicolavalleyplanethair

Our stations are ready for you!

Additionally re-vamping Planet Hair & Spa beauty products display 

When speaking about beauty products Kathy has traveled the world and has done her research. In all honesty, I can say that with all of Kathy’s years of experience she is able to seek out the best beauty products. The fact that Planet Hair stands by their products is just another way they stand behind their service. Kathy understands that hair care is important hence the large selection of products her shop has on display. However, Kathy does ask that all clients do not touch the products because of the COVID 19 safety protocols and, instead, ask to see them. Look, inquire but do not touch.  

Not only does Planet Hair and Spa provide haircuts, colours, and streaks. They also provide some of the best “products” to keep your hair healthy”, Tania Stewart.

To illustrate the vast range of products available 

The products available are many. Too many to list here. But, since summer is coming, they do have some suntan lotion made from hemp that is gaining some good reviews. Then there is the line of AG hair products on her shelves which will take care of your hair. Some of the brand names lining the shelves include “Designer Skin”, “Fiesta”, “Rusk“, “Reuzel” and “Nioxin“.  Whenever you are wanting to tame or inspire your curls then take a look at “DevaCurl“.  Planet Hair & Spa has many of things a person would want for hair and skin care. 

 

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Nails are important!

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Comfort is important.

Planet Hair & Spa product wall. “Teetree” is available.

Additionally Planet Hair & Spa offers a wide range of styling items

Equally important are the styling items available like straighteners. For you newbies those are the hot curling devises we use to keep our hair style going. In fact Planet Hair & Spa is a one stop shopping place to purchase everything your hair desires. Not to mention that a coupon or beauty product would make for a great gift!

 

planethairnicolavalley

Taking your appointments serious.

 

When re-opening social distancing is key 

Safe while having your hair washed.

Kathy has made sure your health is number one when visiting her shop in the Nicola Valley. She has her staff well

Social Sitting!

trained and equipped with all the protective equipment including masks, and head visors. Social distancing will also be respected in her shop with only 3 hair stations operating at one time, which is every second chair in operation.

The separation of the chairs will provide safe social distancing. Truly making sure all clients are safe Kathy has all work stations social distanced as well as in client’s waiting room space. Moreover making your experience stress-free, relaxing while providing assurance for every one’s safety. While giving her clients the needed care and beauty treatment they have been waiting for. 

It is always a Great Experience!

planet hair and spa

Kathy Castro – Planet Hair & Spa

Everyone I talk to about Planet Hair & Spa tell me that Kathy has a way of making you feel like you are their favourite client. Whether it is your first time in her chair or your five-hundredth time having your hair done Kathy makes you feel comfortable and welcomed. What makes this hair salon and spa stand out is truly how gracious Kathy and her team are for having you as a client. 

Without a doubt Kathy is one of the most determined business minds I have been fortunate to know. A fashionista, trend setter, entrepreneur and let us not forget an amazing hair stylist.

Planet Hair & Spa in Merritt BC

Were You Go To Get Your Locks On!


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Merritt BC Sewing Services
Nimble Thimble Creations 

Merritt BC sewing services for hemming pants, skirts, re-pairing zippers, replacing buttons and so much more… like quilting too. 

“Repairing my customers clothing has enabled me to help many people,” Sharon McRae.

Merritt BC sewing and tailoring services – Nimble Thimble provides the people of the Nicola Valley with traditional sewing needs. Specifically, the shop, is a very unique business that most people do not know exists in Merritt British Columbia. Therefore, when asked, Sharon McRae defines her quaint little shop as a much needed necessity for the community. Most importantly, Nimble Thimble provides a crucial service for hemming pants, skirts, re-pairing zippers, replacing buttons and more. 

merritt bc sewing services

Nicola Valley artisan seamstress tools

Equally important is having access to a seamstress.

Furthermore, in a tight spot, before your event or presentation, and you require a touch up or mending of a dress or suit then this Merritt BC sewing service is your first phone call. Additionally, with no time to waste, Nimble Thimble is a place to go to for last minute hems, broken zipper, lost buttons, or a needed style adjustment. 

Merrittnimblethimble

Sharon is always coming up with these super fabulous yet simple sewing projects.

“Repairing your favourite jacket, Sharon can do it!” Tania Stewart

Moving to Merritt BC.

My husband and I moved to the Nicola Valley near Merritt BC Canada. We looked at a map.  Saw that Merritt was  not far from the lower mainland and close enough to visit family when we wanted. Additionally, we also moved to Merritt  because it was just the right size. The community was equally big enough to satisfy all our needs but not too big to be overly congested.  

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Merritt BC Nimble Thimble

Bringing Merritt BC sewing services to Merritt BC.

Consequently, I started my business after my marriage fell apart because I needed an income to support my kids and myself. That is to say I only knew how to sew and I had been working at the local Dry Cleaners for a few years. Naturally, working for myself gave me the freedom to be available for my children as they have special needs. Additionally, I  really enjoy helping people. At the same time repairing my customers clothing has enabled me to help many people. As a result I have made many friends due to my business through the years.

Merritt BC Nimble Thimble

And more and more material can be found

Merritt BC fabrics 

Besides sewing, my store also carries fabrics for quilting, sewing notions, threads, and yarns made of wool, bamboo, and cotton. I also have access to suppliers for things I don’t have on hand and can order things in. There are even a few quilted items for sale and a few used clothes to sell as well.

Patchwork quilt

Patchwork quilt at Nimble Thimble

To illustrate Sharon’s talent. “Quilt” is derived from the Latin word “Culcita”, which means “stuffed sack.”

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Zip it up!

Traditionally a quilt is made of three layers: a quilt top, batting, and a bottom layer. The top and bottom layers are made of fabrics stitched together. Batting (usually made of cotton or something similar) is the insulation that makes the quilt warm. None the less, a quilt takes time and dedication.  

Patchwork quilts were common in areas where women had few resources to make them. Using leftover fabric from earlier projects, old clothing, or other cheap materials was very common. 

Moreover sewing essentials needed!

In addition to a selection of beautiful materials, you will also find all your sewing essentials at Nimble Thimble in Merritt BC.

merritt bc sewing essentials

Merritt BC Sewing essentials.

“I am certain that a Sewing Machine would relieve as much human suffering as a hundred Lunatic Asylums, and possibly a good deal more.”
Margaret Atwood, Alias Grace

MerrittBC

Variety of thread. Nimble Thimble

Creative colors at this Merritt BC sewing store.

To demonstrate Sharon’s sewing room.

The sewing room, where creativity is surrounded by colors, is a  special Artisans Haven.

“Nimble Thimble has the most amazing craft and sewing room ever,” Tania Stewart!

sewing tools of history

Sewing tools from history

Quilting is an Art form.

“Moreover having a love for “Sewing”, I truly love and appreciate the dedication Sharon has for her business,” Tania Stewart.

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Beautiful selection of material.

merritt sewing services

Have I mentioned the material enough times or what.

In conclusion Merritt is truly lucky to have “Nimble Thimble Creations” 

Together with providing repairs, Nimble Thimble Creations carries fabrics for quilting, sewing notions, threads, yarns made of wool, bamboo, and cotton.  There are even a few quilted items for sale and a few used clothes as well. In addition to an arraignment of beautiful material, you will find all your sewing essentials at Nimble Thimble in Merritt BC. Whether you live in the Nicola Valley or are one of our many visitors in need of a special garment repair this is the Merritt BC sewing shop to visit.

CONTACT INFORMATION

Nimble Thimble

2058A Granite Ave,
Merritt, BC, Canada
V1K1B8 

Phone: (250) 315-2340

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Merritt BC Flower Shop 

Miss Vicki’s Petals and Plants Flower Shop

“Opening and running a flower shop feeds my soul,” Miss Vicki.

The Merritt BC Flower Shop called Miss Vicki’s Petals & Plants is located in downtown Merritt BC Canada. The flower shop serving the Nicola Valley opened on October 20, 2018. Equally as important, Vicki, calls the Nicola Valley  her home. When asked, “Why open a flower shop in Merritt,” Vicki adamantly replied, “I wasn’t going anywhere, this is my home.” Thank goodness because Miss Vicki’s Petals & Plants is truly a welcomed delight and is surely is an appreciated ambassador for Downtown Merritt.  

“The timing was right. I used to work in the florist department at Save on Foods here in Merritt,” Miss Vicki.

Merritt flower shop

Vicki’s attention to detail makes giving flowers that much more special.

Miss Vicki’s Petals & Plants in Merritt BC. being very picturesque.

The sights and smells make any visit to Miss Vicki’s Petals & Plants a special experience. The colorful blooming flowers and plants covering the walls and floors of her shop is a journey of rainbow colors and fairy tale scents. Go ahead, visit this Merritt flower shop and take a deep breath. Along with all the vibrant colors you are always welcomed with a warm smile from “Miss Vicki”, the stores proprietor. 

miss vickis flower shop

Colors, care and flair all part of the Miss Vicki’s experience

flower shop in merritt bc canada

That extra touch and personal service goes a long way

Further more, Miss Vicki gives back to the Nicola Valley Community. 

As a result of Miss Vicki’s passion for the Nicola Valley, she is constantly donating to many organizations, charities, non-profits, and fundraising events through-out Merritt. One such example of Miss Vicki’s fundraising efforts is her commitment to improving patient rooms at Nicola Valley’s Gillis House. Secondly, she also donates to our very own Merritt Centennials with a free give away at every game. Thirdly,  this flower shop in Merritt has donated towards many organizations in lieu of silent auctions, the Nicola Valley Food Bank, Winter Solstice Powwow, Lower Nicola Indian Band Christmas Tree, and countless others.

“I believe in Merritt and our Downtown Businesses,” Miss Vicki!

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The colorful bird is an added touch of passion often given to her customers

Recycling is key for this Merritt flower shop..

PetalsandPlantsVicki's

A treasured Rubber Ducky.

Vicki and Dee are very adamant about “Recycling“. They are aware of the damage and added pressures people can cause on our eco-system and environment. They are working  to decrease landfills by recycling, reusing, and continually creating beautiful works of flower-art by recycling clients favourite or personal objects. In fact, Vicki encourages her customers to bring in a personal sentimental object to be the focus of their flower arrangement.  For example, a special favourite tea pot can turn into a floral center piece.

Shopping for a Single Rose or Planning your Wedding?

In fact Miss Vicki’s Petals and Plants in Merritt BC can accommodate just about every occasion the Nicola Valley offers. Along with a vast selection of smaller flower arrangements, Miss Vicki’s is able to also provide larger beautiful centerpieces for their customers.  Specializing in their customer’s needs clearly indicates that Miss Vicki’s Petals and Plants will go beyond what your needs are including a last minute bouquet of flowers, a handcrafted gift or a floral arrangement for your event.  

“Over the Moon with the support we have received from the community,” Dee.

merritt bc canada flower shop

Miss Vicki’s Petals and Plants delivers when it comes to the finished floral arrangement

As a result of curiosity.

Dee, who works with Vicki,  joined the Merritt flower shop team two years ago. In fact, while browsing in Miss Vicki’s shop one day she turned to Vicki and asked if she was hiring part time? Dee has 35 years of experience creating and arranging beautiful flower art work. While both are talented flower-ologists (not a real word) there is no hiding the respect and unity between these two very personable ladies.

Merritt Miss Vicki's flower shop

“Over The Moon!” Dee explains how they cater to their customers.

The behind the scenes of a flower shop

Dee is often found in the back, creating beautiful flower arrangements. Her specialty, since Dee brings a lot of knowledge and talent to the floral business. Having lived in the Nicola Valley for the past 13 years her love for the community shows through her talent with outstanding floral creations. Truly exemplary!  

Furthermore every Friday while listening to Q 101 radio in Merritt, contestants can win a bouquet of flowers from Miss Vicki’s. Tune into Q101 for more details. 

Q 101 flower contest

Q101 contestant winner Marg.

Additionally Miss Vicki’s Petals & Plants showcases a wide variety of local artists.

This Merritt flower shop is also a big supporter of the local art scene in the Nicola Valley.  The fact that Miss Vicki’s shop has numerous one of a kind hand-made artifacts is a testament to how special this shop really is. Additionally, you will be amazed at the number of local artisans within our community who’s works are on display in her shop. Consequently I found myself perusing through Miss Vicki’s shop finding an abundance of treasures. 

“There is so much talent within the Nicola Valley. It is truly amazing and wonderful,” Miss Vicki.

birding in merritt bc canada

Detailed Tiny Cabin.

artisan works in merritt bc

Painted Wooden Houses.

first nation nicola valley smudge kit

Smudge Kit.

missvicki's plants

Body Haven Soaps. Made with Natural ingredients.

 

Furthermore schedule enough time to take in everything.

Indeed Miss Vicki’s Petals & Plants in Merritt BC Canada could be your one stop shop for floral and art. You will find cards handcrafted by Denise Weisse. There are custom built wood projects from Steamer’s Junk. A wooden bowl crafted by Reece. And the list goes on and on.

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Miss Vicki’s own Artisan craftsmanship.

Next you will be enchanted with an array of glass birds & gorgeous flower pots.

Betty Pockrant flower pots.

Spice up your home or garden with more color.

Kay Schlosser Butterfly’s.

 

 

 

 

 

 

 

 

 

miss vicki'spetals

Lavender is in the air at this Merritt flower shop

Understand that flowers can spark creativity.

Did you know that Van Gogh and Manet were inspired by flowers!? Miss Vicki and Dee every day create masterpieces. In fact Miss Vicki and Dee explained to me that on many occasions someone has come into the shop to help clear their anxiety or depression. Additionally it has been shown that indoor plants can help reduce stress levels. Makes sense!

Desk Buddy perfect for your office or bedside.

To clarify flowers can improve your mood.

Here is another fact for you to digest. Did you know that flowers & plants in your bedroom helps people get a better sleep because of the natural aroma and their release of oxygen.  Subsequently, the time I spent in Miss Vicki’s shop made me feel exhilarated and a calmness came over me, as if I  just had a mini vacation in a spring garden.

 

 

Accordingly having Plants & Flowers in your home.

Plants help purify the air reducing harmful chemicals throughout your home. Additionally, flowers help save money by having no need for air fresheners. Also flowers are environmentally friendly while purifying your air.  

Merritt Miss Vicki's

An assortment of plants.

In fact the number of local artisans crafts that are displayed throughout is magnificent & numerous. 

For instance you can find Twin Willows Glass Arts, Bev’s Baggage Denim, Vicky’s Whimsical Yarns, Squirrels New Chapter, Electric Art by Andy, Creations by Irene, Don Loewen, Twin Willows Glass Arts, and countless more.

Merritt Vicki's Flower Shop

Warez Du Bees. Raw & Creamy Honey.

merritt flower shop gifts

Gifts can make a flower arrangement

 

Furthermore plants & flowers improve productivity.

Without a doubt people (animals) are more productive and have a higher level of concentration if they’re near plants. It is said that having plants in your home or work space will allow you to be more focused throughout the day.

Missvicki's

“Kumma” Teddy Bear in Finish. Shop dog.

 Contact Us

MISS MISS VICKI’S PETALS & PLANTS FLOWER SHOP

Address: 2052 Quilchena B,
Merritt BC, Canada
V1K 1A4
Phone: 250-378-5575

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Empty Keg Brew House your relaxed, family friendly, and socially responsible place.

Photo courtesy of EKBH.

At some point in our lives, we find ourselves in a situation when a decision is required if we want to move forward.

Empty Keg Brew House – Have you been in a situation that you prefer to delay instead of making a decision because you are not sure of the outcome? In general, it is normal to be concerned when we do not know how things will turn out.

Empty Keg Brew House – Starting your own business.

It is well known that starting a business is not easy nor is it for everyone.  In my opinion, most people have had a business idea in mind at some point in their lives. Throughout my employment as a business analyst, I have learned that every entrepreneur encounters roadblocks that slow them down or completely prevent them from starting their own business. On the other hand, I have dealt with clients that take all these roadblocks as learning opportunities along the way in their entrepreneurial path. Working with Kyle Hall of Empty Keg Brew House has taught me a way to deal with common issues in a more productive way while working on opening a business.

Build a case for Empty Keg Brew House.

Kyle and Kelly Hall are the owners and operators of our newest microbrewery in Merritt, BC, Canada called Empty Keg Brew House. While gathering more information to work on this story, I had the opportunity to learn more about the origins of Kyle’s business, and I am happy to share hoping that Kyle’s story will encourage you to take action and work on that business idea you have set aside. The fact is, there is never a bad time to launch a business if you have identified the need of your product or service.

the Rhubarb and Raspberry patch! Photo courtesy of EKBH.

Where did the idea of starting a microbrewery come from?

About 27 years ago the idea of brewing beer crossed Kyle’s mind. With only making $5.50 per hour to support his family back then, it was all about making cheap beer.  As a beer enthusiast, Kyle had never been to school for brewing, but instead he learned as he went. Kyle moved from extract to partial grain then full grain. Much to the delight of his family, that venture never took off, but his passion for beer continued to blossom. 5 years ago, Kyle remembers sitting around the table with his family and friends when someone suddenly said, “If you ever open a brewery, you will never be able to keep your kegs full”. Hence, the name Empty Keg Brew House.

Questions of a small business?

As any other entrepreneur, Kyle questioned himself: should we open a microbrewery? Could we open a microbrewery? When the opportunity came a few years later; he did not hesitate to seize it. He decided to move forward with his business idea. For that Kyle decided to further his skills in brewing, as a result, he completed the Master Beer Brewing Certificate in 2015.
Kyle envisioned creating a place where locals and visitors could enjoy various types of locally brewed beers made from as many local ingredients as possible.

Photo courtesy of EKBH.

Getting into the Craft Beer industry.

If you think the most difficult part of starting a business is taking the crucial first step, you are wrong. Just wait to learn all the different licenses and regulations you must obtain to move forward within your specific industry. I remember Kyle working hard to get his variance rezoning approved. He also had to apply for his manufacturer and lounge endorsement licenses. It was not just applying for a permit or license; it was starting over and making changes so that your application can move forward to the next phase and waiting to see if there was any other requirement at the end of the day. Many entrepreneurs ask themselves at this phase, how much longer will it take to get their licenses? They always want it to go faster to stay within their milestones.

Grand Opening July 3, 2019

What was your experience at the Grand Opening?

For most people, a grand opening can be a powerful way to launch your new business. It creates awareness and generates a buzz about your new product or service offered in your community. When I asked Kyle about his own experience after all the hurdles he had gone through, his answer was: “We were scared out of our minds.” By the end of the soft opening he recalls asking himself – “What have we gotten ourselves into? It was a whirlwind that seemed so overwhelming. We worked against a tight deadline to be ready for the big date. I was lucky to count on my wife Kelly, my daughter, my nephew and other family members and friends who helped with the renovations until the day prior to the opening.”

experience merritt

My experience during the first months in business.

Before starting your own business, you work on financial projections and cash flow based on market research. As part of this market research, you determine your target market, but it is not until you are running your business you realize how close your projections are to your actuals. While determining his target market, Kyle looked at college age and up to maybe 45-50, but they have a wide range of friends that come in. The typical attitude on presenting the idea of a local Brew House was “we don’t need another bar in town”. But Empty Keg Brew House is a place where you can go and socialize, hang out, play some games while you have a beer, glass of wine or coffee.

‘Give-Back Wednesday’ donation went to NVSSS Housing First. Photo courtesy of EKBH.

What is Empty Keg Brew House 5 year vision?

Kyle would like to continue to do what they are doing now. They have focused on a “Give back Wednesday”, which is a way for the customers and the Keg to give back to local non-profit organizations. It is very well received; it is contributing to help local organizations who are playing a key component for the betterment of our social, economic, environmental, and cultural conditions of the Nicola Valley. As mentioned by Kyle “We would like to continue helping these organizations on a monthly basis. On the first Wednesdays of the month we “Give Back” a portion of our sales to local non-profit organizations. Although, Empty Keg does not have a Kitchen, they do offer appetizers and they support other eating establishments by allowing food from those approved sources to accompany the beers they offer. For example, they have Yaki Joe’s Pizza right next door and clients often bring in food from there and have a beer when they are hanging out with their family and friends.

Photo courtesy of EKBH.

What is your favorite thing about being a business owner?

Running a small business can be very rewarding, but as I said before it’s not for everyone. There are easier ways to make a living. Are all the long hours, hard work and sacrifice worth it? It sounds like it. According to Forbes, 90 percent of survey respondents say they would do it again and 65% say they are better off financially than if they’d remained someone else’s employee.

Kyle and Kelly have worked very hard to be able to open their brew house. They have dealt with parking variance rezoning, manufacturers licensing requirements, inspections and much more. I would not be able to calculate how much sweat equity Kyle and Kelly have put into their business. For every setback they experienced while working on their business, their commitment and dedication became stronger than ever.

Merritt’s Kitchen Party.

As Kyle said “There are so many things to do, we can do whatever we wish to, the two captains (he was referring to himself and his wife Kelly) can steer the ship wherever we want. It is rewarding to see smiles on everyone’s faces when they are enjoying not only the product but the atmosphere. People say this is a great place. We’ve had a lot of visitors from out of town say that our space reminds them of a “Kitchen Party””.

Empty Keg Brew House is a small scale micro Brewery.

Empty Keg Brew House is a small scale micro Brewery located in Merritt. This Brewery has recently opened their doors in our community offering locally made craft beer. A great place where locals and visitors can enjoy various types of in-house brewed beers made from local ingredients.

If you have not visited this place, I encourage you to stop by and enjoy some of their offerings. With more than eight unique beers on tap, Empty Keg offers a variety of options that include Kilt Lifter Scottish 80, Scared the Dark Stout, Blond Ale and many more.

CONTACT INFORMATION

Empty Keg Brew House
2190 Voght St, Merritt, BC V1K 1C1
(250) 315-2337

www.emptykegbrewhouse.ca

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